Home Home
Annotated Bibliography

Author(s):Baum, S.
Title:The role of student loans in college access
Source:http://www.pathwaystocollege.net/webarticles/pd...
Date:2002
Organization:
Short Description:Examines the trend toward increased reliance on student loans following the introduction of the Federal Stafford loan program in 1993.
Annotation:This article examines the trend toward increased reliance on student loans following the introduction of the Federal Stafford loan program in 1993. The importance of these loans to college access is also addressed, with a look at possible alternative funding strategies.
Link: View Full Text

Print Bibliography: HyperLink 

Is this item's link broken? Report Broken Link

Associated Keywords:
Affordability, Tuition and College Costs
Borrowing/Student Debt
College Access
Documents
Financial Aid
Pell Grants

Similar Items:
Federal Pell Grants: Implications of increasing the maximum reward
The global state of higher education and the rise of private finance
2008-09 EFC (Expected Family Contribution) Formula Guide
Do loans increase college access and choice? Examining the introduction of universal student loans
What every college access practitioner should know about: Economic diversity in Indiana and U.S. colleges and universities
Federal Pell Grant program of the Higher Education Act: Background and reauthorization
Private loans and choice in financing higher education
Easy money: How congress could increase federal student aid funding at no additional cost to taxpayers
Reframing the student loan costing debate: The benefits of competition
Campus-based student financial aid programs under the higher education act
Denied: Community college students lack access to affordable loans
Fulfilling the Commitment: Recommendations for Reforming Federal Student Aid
Trends in student aid 2008
Higher education, higher cost and higher debt: Paying for college in the future
The debt explosion among college graduates
Funding education beyond high school
Project on student debt.org
Cultural barriers to incurring debt: An exploration of borrowing and impact on access to postsecondary education
The future of private loans: Who is borrowing and why?
2003 Status report on the federal education loan programs
Student debt levels continue to rise: Stafford indebtedness: 1999 update
A deficit of understanding: Confronting the funding crisis in higher education and the threat to low-income and minority access
The student aid gauntlet: Making access to college simple and certain
Unequal opportunity: Disparities in college access among the 50 states
Borrowers who drop out: A neglected aspect of the college student loan trend
A closer look at the President's proposal for changes in student assistance
Student financing of undergraduate education: 1999-2000
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for 2003-04 by type of institution
Trends in student aid 2005
Federal student loan debt:1993-2004
Lumina Foundation focus: Dreams detoured: Rising college costs alter plans and threaten futures
Global debt patterns: An international comparison of student loan burdens and repayment conditions
Access and persistence: Winter 2006
Dealing with debt: 1992-93 bachelor's degree recipients 10 years later
Undergraduate students and credit cards 2004: An analysis of usage rates and trends
College on credit: How borrowers perceive their education debt
Student loan forgiveness programs
Strengthening financial aid policies for low-income working adults
Window of opportunity: Targeting federal grant aid to students with the lowest incomes
IBRinfo.org
2007 Status report on the Pell Grant program
Constrained after college: Student loans and early career occupational choices
Project on student debt: State by state data
A college access contract
Federal Aid First
Financial aid pledges to reduce student debt (list of colleges and universities reducing or eliminating student loans for low-income families)
Education Finance Council
Drowning in debt: The emerging student loan crisis
Consolidation loans: Redesign options and considerations
Student debt and the class of 2005: Average debt by state, sector, and school
College grants on a postcard: A proposal for simple and predictable federal student aid
Quick facts about student debt
Paying back, not giving back: Student debt's negative influence on public service career opportunities
Income and financial aid effects on persistence and degree attainment in public colleges
Federal Student Aid (FSA)
Improving educational opportunties for students who work
Financial aid glossary: Some terms you may enounter on the road
Balancing acts: How high school counselors view risks and opportunities of student loans
Merit aid and college access
Promising practices: School to career and postsecondary education for foster care youth
State tuition, fees, and financial assistance policies for public colleges and universities, 2005-06
Georgia's HOPE scholarship and minority and low-income students: Program effects and proposed reforms
Cutting interest rates, lowering student loan debt: An analysis of the congressional proposal to cut student loan interest rates in half
NDSFA: State financial aid and college access
Paying for college: The rising cost of higher education
A research agenda for the study of the effects of borrowing and the prospects of indebtedness on students' college-going choices
The student debt dilemma: Debt aversion as a barrier to college access
Addressing student loan repayment burdens: Strengths and weaknesses of the current system
Policies in sync: Appropriations, tuition, and financial aid in higher education
Empty promises: The myth of college access in America
What students pay for college: Changes in net price of college attendance between 1992-93 and 1999-2000
Held back: How student aid programs fail working adults
Student loan forbearance and its relationship to default
Rhetoric and reality: Effects and consequences of the HOPE scholarship
The policy of choice: Expanding student options in higher education
Do grants matter?
2003 status report on the Pell grant program
Debts and decisions: Student loans and their relationship to graduate school and career choice
Trends in student aid 2003
College affordability: Overlooked long-term trends and recent 50 state patterns
Debt burden: Repaying student debt
Access denied: Restoring the nation’s commitment to equal educational opportunity
The burden of borrowing: A report on the rising rates of student debt
Discounting toward disaster: Tuition discounting, college finances, and enrollments of low-income undergraduates
Network news: Focus on finance policy, access, and affordability
Challenging times, clear choices: An action agenda for college access and success
Preserving access with excellence: Financing for rural community colleges
Access for all? Debating in-state tuition for undocumented alien students
When saving means losing: Weighing the benefits of college-savings plans
Private scholarships count: Access to higher education and the critical role of the private sector
Equal access to postsecondary education? The case of undocumented immigrant students
Changes in Pell grant utilization at Indiana Title IV institutions from 1992 to 2003
No merit in these scholarships
How families of low- and middle-income undergraduates pay for college: Full-time dependent students in 1999-2000
Show us the money: Low-income students, families, and financial aid
Student financing of graduate and first professional education: 1999-2000
Affordability of postsecondary education: Equity and adequacy across the 50 states
Paying for college: Changes between 1990 and 2000 for full-time dependent undergraduates
Missed opportunities revisited: New information on students who do not apply for financial aid
A step toward college success: Assessing attainment among Indiana's Twenty-first Century Scholars
ACSFA policy brief: The toolbox and student aid policy
Postsecondary Education English Spanish Glossary
California trends in student aid: 1994-95 to 2003-04
No way out: Student loans, financial distress, and the need for policy reform
Graduating with debt: The biggest threat to young American's financial well-being?
How do financial aid policies affect colleges? The institutional impact of the Georgia HOPE scholarship
Do merit scholarships promote college access? Evidence from two states
State of college admission 2006
NSLDS student access: National sudent loan data system
Documenting the shift to merit
Convergence: Trends threatening to narrow college opportunity in America
Hidden in plain sight: Adult learners forge a new tradition in higher education
Realizing the college dream (English and Spanish versions)
Helping families finance college: Improved student loan disclosures and counseling
Fifty states of achieving the dream: State policies to enhance access to community colleges across the United States
State grant aid and it's effects on students' college choices
Back to school: Federal student aid policy and adult college enrollment
Financing graduate education: A guide for prospective students
Student debt: Bigger and bigger
Recession, retrenchment, and recovery: State higher education funding and student financial aid
Generation broke: The growth of debt among young Americans
The effectiveness of student aid policies: What the research tells us
Financial aid in theory and practice
Characteristics of private student loan borrowers who do not use federal education loans
Counselors and Mentors Handbook on Federal Student Aid: A Guide for Those Helping Students Prepare for Postsecondary Education
Student Aid Simplification: Looking Back and Looking Ahead
Federal access policies and higher education for working adults
Trends in college pricing 2008
Apply to Succeed: Ensuring community college students benefit from need-based financial aid
Student debt and the class of 2007
Academic competitiveness grant
The Chafee Educational and Training Voucher (ETV) program: Six states experiences
The credit crunch and student loans: Don't react before getting the facts
Education Finance Council (EFC)'s financial literacy homepage
2007 Survey of parents of college-bound freshman
Project stepping stone: A college preparation program for Hispanic youth
Student debt and the class of 2006
Black college dollars: 2007-2008 Directory of scholarships for African-American students
The Sallie Mae Fund
State merit aid programs: Responses by Florida community colleges
Promise lost: College-qualified students who don't enroll in college
Second to none in attainment, discovery, and innovation: The national agenda for higher education
How the borrowing process works
Colleges and universities expand efforts to improve access and affordability
What every college access practitioner should know: About sources of funding and other support
Second to none in attainment, discovery, and innovation: The national agenda for higher education
How America pays for college 2009: A national study by Gallup and Sallie Mae
Federal student aid formula: Cost-of-living adjustment could increase aid to a small percentage of students in high-cost areas but could also further complicate aid process
Hopes & hurdles: California foster youth and college financial aid
Access and persistence: Fall 2009
The challenge to the states: Preserving college access and affordability in a time of crisis
Student Debt and the Class of 2010, November 2011
What every student should know about financial aid
In-state tuition for undocumented immigrants: States' rights and educational opportunity
Update: State policies regarding in-state tuition for undocumented students
Access to college: The role of tuition, financial aid, scholastic preparation and college supply in public college enrollments
College affordability for students from low and lower-middle income families
Paying for college: A brief look at student financial aid programs
Financial access: What it is, what it isn't, and how to educate people about it
The state of college affordability in Indiana
More on affordability: Response to Tom Mortenson
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families (Spanish version)
Student financing of undergraduate education 2003-04, with a special analysis of the net price of attendance and federal education tax benefits
Contending with financial inequality
Taxing matters
Mortgaging our future: How financial barriers to college undercut America's global competitiveness
Unintended consequences of tuition discounting
The contributions of economics to the study of college access and success
NDSFA: Fundamental assumptions and aims underlying the principles of federal financial aid to students
NDSFA: Getting the most out of federal aid spending -- encouraging colleges and universities to promote the common good
A test of leadership: Charting the future of U.S. higher education
An exploration of what we know about the formation and impact of perceptions of college prices, student aid, and the affordability of college-going and a prospectus for future research
Access and persistence: Summer 2005
The NASFAA journal of student financial aid
Creating options 2006: Financial aid opportunities for individuals with disabilities
Financial aid: A shared agenda to achieve access and success for under-served students
How Latino students pay for college: Patterns of financial aid in 2003-04
Student aid and postsecondary tax preferences: Limited research exists on the effectiveness of tools to assist students and families through Title IV student aid and tax preferences
35th Annual survey report on state-sponsored student financial aid: 2003-04 Academic year
Debt burden: A comparison of 1992-93 and 1999-2000 bachelor's degree recipients a year after graduating
Financing higher education
What colleges contribute: Institutional aid to full-time undergraduates attending four-year colleges and universities
Workforce contingent financial aid: How states link financial aid to employment
Reorienting the HEA reauthorization to reflect what research-based knowledge says about what works
Lumina Foundation focus: Restricted access: The doors to higher education remain closed to many deserving students
The access challenge: Rethinking the causes of the new inequality
Left behind: Unequal opportunity in higher education.
The school to college transition: Challenges and prospects
The role of finances in the persistence process.: A structural model
Hope works: Student use of education tax credits.