Home Home
Annotated Bibliography

Author(s):Consumers Union
Title:Helping families finance college: Improved student loan disclosures and counseling
Source:http://www.consumersunion.org/pdf/CU-College.pdf
Date:2007
Organization:Consumers Union
Short Description:This report discusses the cost of higher education and several sources of financial assistance.
Annotation:This report discusses the cost of higher education and several sources of financial assistance. This report also offers seven recommendations for students and families considering student loans as a means to pay for college.
Link: View Full Text

Print Bibliography: HyperLink 

Is this item's link broken? Report Broken Link

Associated Keywords:
Affordability, Tuition and College Costs
Borrowing/Student Debt
Data
Documents
Financial Aid

Similar Items:
Trends in student aid 2008
2003 Status report on the federal education loan programs
Trends in student aid 2005
Student financing of undergraduate education: 1999-2000
The future of private loans: Who is borrowing and why?
No way out: Student loans, financial distress, and the need for policy reform
Paying back, not giving back: Student debt's negative influence on public service career opportunities
Student debt: Bigger and bigger
Higher education, higher cost and higher debt: Paying for college in the future
Private loans and choice in financing higher education
How families of low- and middle-income undergraduates pay for college: Full-time dependent students in 1999-2000
The student aid gauntlet: Making access to college simple and certain
Debts and decisions: Student loans and their relationship to graduate school and career choice
Borrowers who drop out: A neglected aspect of the college student loan trend
The global state of higher education and the rise of private finance
2008-09 EFC (Expected Family Contribution) Formula Guide
Education Finance Council
Federal Aid First
Education Finance Council (EFC)'s financial literacy homepage
Do loans increase college access and choice? Examining the introduction of universal student loans
Helping community college students cope with financial emergencies: Lessons from the Dreamkeepers and Angel Fund financial aid programs
Constrained after college: Student loans and early career occupational choices
2007 Status report on the Pell Grant program
Balancing acts: How high school counselors view risks and opportunities of student loans
Trends in college pricing 2008
Drowning in debt: The emerging student loan crisis
Empty promises: The myth of college access in America
Policy for progress: Reaffirming California higher education accessibility, affordability, and accountability into the 21st century
Student financing of graduate and first professional education: 1999-2000
State higher education finance: FY 2003
Cultural barriers to incurring debt: An exploration of borrowing and impact on access to postsecondary education
State tuition, fees, and financial assistance policies for public colleges and universities, 2005-06
Paying for college: The rising cost of higher education
Dealing with debt: 1992-93 bachelor's degree recipients 10 years later
Project on student debt.org
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families (Spanish version)
California trends in student aid: 1994-95 to 2003-04
Student financing of undergraduate education 2003-04, with a special analysis of the net price of attendance and federal education tax benefits
State higher education finance: FY 2004
ACSFA policy brief: The toolbox and student aid policy
A research agenda for the study of the effects of borrowing and the prospects of indebtedness on students' college-going choices
Breaking through the barriers to college: Empowering low-income communities, schools, and families for college opportunity and student financial aid
Cutting interest rates, lowering student loan debt: An analysis of the congressional proposal to cut student loan interest rates in half
Consolidation loans: Redesign options and considerations
Student debt and the class of 2005: Average debt by state, sector, and school
Campus-based student financial aid programs under the higher education act
Student loan forgiveness programs
What every student should know about financial aid
Reframing the student loan costing debate: The benefits of competition
Missed opportunities revisited: New information on students who do not apply for financial aid
Network news: Focus on finance policy, access, and affordability
Rhetoric and reality: Effects and consequences of the HOPE scholarship
When saving means losing: Weighing the benefits of college-savings plans
Do grants matter?
The burden of borrowing: A report on the rising rates of student debt
2003 status report on the Pell grant program
Trends in student aid 2003
Getting What We Pay For: State Community College Strategies that Low-Income, Lower-Skilled Students
Wealth mobility and volatility in black and white
Fulfilling the Commitment: Recommendations for Reforming Federal Student Aid
Promise lost: College-qualified students who don't enroll in college
Income and financial aid effects on persistence and degree attainment in public colleges
Trends in student aid 2007
Cashing in or cashing out: Tools for measuring the effectiveness and outcomes of financial aid events
Strengthening financial aid policies for low-income working adults
Second to none in attainment, discovery, and innovation: The national agenda for higher education
The growing imbalance: Recent trends in U.S. postsecondary education finance
Window of opportunity: Targeting federal grant aid to students with the lowest incomes
Denied: Community college students lack access to affordable loans
Colleges and universities expand efforts to improve access and affordability
IBRinfo.org
The Sallie Mae Fund
The Chafee Educational and Training Voucher (ETV) program: Six states experiences
Voces (Voices): A profile of today's Latino college students
Student charges and financial aid: 2006-07
Beyond myths: The growth and diversity of Asian American college freshmen: 1971-2005
Student debt and the class of 2006
Financing graduate education: A guide for prospective students
Forming a college-going community in U.S. public high schools
California policy options to accelerate Latino success in higher education
Fact book bulletin: Latest data confirms a college affordability gap for students from middle- and lower-income families
An Overview of Tax Benefits for Higher Education Expenses
The challenge to the states: Preserving college access and affordability in a time of crisis
Financial aid in theory and practice
What is the price of college? Total, net, and out of pocket prices in 2007-08
College affordability: Overlooked long-term trends and recent 50 state patterns
Debt burden: Repaying student debt
Hope works: Student use of education tax credits.
Student debt levels continue to rise: Stafford indebtedness: 1999 update
It’s all relative: The role of parents in college financing and enrollment
Unequal opportunity: Disparities in college access among the 50 states
Discounting toward disaster: Tuition discounting, college finances, and enrollments of low-income undergraduates
Federal student loan debt:1993-2004
What students pay for college: Changes in net price of college attendance between 1992-93 and 1999-2000
Debt burden: A comparison of 1992-93 and 1999-2000 bachelor's degree recipients a year after graduating
Show us the money: Low-income students, families, and financial aid
Easy money: How congress could increase federal student aid funding at no additional cost to taxpayers
Going to the source: A practical way to simplify the FAFSA
Undergraduate students and credit cards 2004: An analysis of usage rates and trends
Federal Pell Grant program of the Higher Education Act: Background and reauthorization
Federal Pell Grants: Implications of increasing the maximum reward
College on credit: How borrowers perceive their education debt
The money manual: A personal finance guide from the Hispanic Scholarship Fund
Georgia's HOPE scholarship and minority and low-income students: Program effects and proposed reforms
Access and persistence: Winter 2006
Lumina Foundation focus: Dreams detoured: Rising college costs alter plans and threaten futures
Contending with financial inequality
Funding education beyond high school
Postsecondary Education English Spanish Glossary
Taxing matters
Characteristics of undergraduate borrowers: 1999-2000
Measuring up 2006
Financial aid issues for students from low income families
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families
NDSFA: State financial aid and college access
Global debt patterns: An international comparison of student loan burdens and repayment conditions
The challenges of financial aid awareness and college access
Addressing student loan repayment burdens: Strengths and weaknesses of the current system
Access and persistence: Summer 2005
A test of leadership: Charting the future of U.S. higher education
An exploration of what we know about the formation and impact of perceptions of college prices, student aid, and the affordability of college-going and a prospectus for future research
Making opportunity affordable: Reinvesting in college access and success
Graduating with debt: The biggest threat to young American's financial well-being?
The debt explosion among college graduates
Quick facts about student debt
California Community Colleges: Making them stronger and more affordable
Affordability of postsecondary education: Equity and adequacy across the 50 states
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for 2003-04 by type of institution
Global higher education rankings: Affordability and accessibility in comparative perspective
Paying for college: Changes between 1990 and 2000 for full-time dependent undergraduates
Accounting for state student aid: How state policy and student aid connect
The affordability of university education: A perspective from both sides of the 49th parallel
35th Annual survey report on state-sponsored student financial aid: 2003-04 Academic year
Policies in sync: Appropriations, tuition, and financial aid in higher education
Financing higher education
Private scholarships count: Access to higher education and the critical role of the private sector
Workforce contingent financial aid: How states link financial aid to employment
Reorienting the HEA reauthorization to reflect what research-based knowledge says about what works
How Latino students pay for college: Patterns of financial aid in 2003-04
Student aid and postsecondary tax preferences: Limited research exists on the effectiveness of tools to assist students and families through Title IV student aid and tax preferences
College affordability in jeopardy: The rising price of higher education
The policy of choice: Expanding student options in higher education
Preserving access with excellence: Financing for rural community colleges
Just and efficient college finance
Access denied: Restoring the nation’s commitment to equal educational opportunity
The school to college transition: Challenges and prospects
The role of finances in the persistence process.: A structural model
The role of student loans in college access
Student debt and the class of 2007
State tuition, fees, and financial assistance policies for public colleges and universities, 2010-11
2010 Tuition Fees and Financial Aid Report
How America pays for college 2009: A national study by Gallup and Sallie Mae
The effectiveness of student aid policies: What the research tells us
State higher education finance: 2007
College access and success state data
Reaching higher with Ivy Tech Community College of Indiana: Focusing on the roll of community colleges
Policy indicators for higher education WICHE states
Improving educational opportunties for students who work
Federal Student Aid (FSA)
Texas public universities' data and performance report: Part A
Institutional Student Profiles Fall 2006 for the State of Alabama
Alabama: Featured facts from the SREB Fact Book on higher education
Fifty states of achieving the dream: State policies to enhance access to community colleges across the United States
Project on student debt: State by state data
A college access contract
Financial aid pledges to reduce student debt (list of colleges and universities reducing or eliminating student loans for low-income families)
Indiana's guide to paying for college
College Board scholarship search
The credit crunch and student loans: Don't react before getting the facts
What every college access practitioner should know: About sources of funding and other support
What every college access practitioner should know about: Economic diversity in Indiana and U.S. colleges and universities
Early and often: Designing a comprehensive system of financial aid information
Counselors and Mentors Handbook on Federal Student Aid: A Guide for Those Helping Students Prepare for Postsecondary Education
Gates Millennium Scholars Scholarships
A matter of trust: Ten key insights from recent public opinion research on attitudes about education among Hispanic parents
Condition of education 2008
Association of American Indian Affairs (AAIA)
Strategic directions in Indiana education
Helping low-wage workers persist in education programs
Higher education: Tuition continues to rise, but patterns vary by institution type, enrollment, and educational expenditures
Overcoming obstacles, optimizing opportunities: State policies to increase postsecondary attainment for low-skilled adults
Parent expectations and planning for college: Statistical analysis report
How the borrowing process works
2007 Survey of parents of college-bound freshman
Green lights and red tape: Improving access to financial aid at California's community colleges
In-state tuition for undocumented immigrants: States' rights and educational opportunity
Student loans and public accountability
State grant aid and it's effects on students' college choices
FAFSA: Free Application for Federal Student Aid
College affordability for students from low and lower-middle income families
Funding education beyond high school: The guide to federal student aid 2007-2008
Guia de programas federales de ayuda estudiantil 2007-2008 (The guide to federal student aid)
Adult learners in higher education: Barriers to success and strategies to improve results
Opening doors to earning credentials: Impressions of community college access and retention from low-wage workers
Education a Tu Alcance (Spanish Version)
Access to college: The role of tuition, financial aid, scholastic preparation and college supply in public college enrollments
Realizing the college dream (English and Spanish versions)
Squeeze play: How parents and the public look at higher education today
Can you spot a scholarship scam? Be a smart consumer
Apply to Succeed: Ensuring community college students benefit from need-based financial aid
Willing and Able, But Not Eligible
Second to none in attainment, discovery, and innovation: The national agenda for higher education
2007-08 National postsecondary student aid study (NPSAS:08): Student financial aid estimates for 2007-08
Characteristics of private student loan borrowers who do not use federal education loans
Too small to help: The plight of financially distressed private student loan borrowers
Stronger department of education oversight needed to help ensure only eligible students receive federal student aid
Trends in college pricing 2009
Completing College: Assessing Graduation Rates at Four Year Colleges
Left behind: Unequal opportunity in higher education.
Losing ground: A national status report on the affordability of American higher education
Responding to the crisis in college opportunity
Held back: How student aid programs fail working adults
Student loan forbearance and its relationship to default
Challenging times, clear choices: An action agenda for college access and success
A deficit of understanding: Confronting the funding crisis in higher education and the threat to low-income and minority access
College access in Indiana and the United States: A 2005 status report
Student aid and tax benefits: Better research and guidance will facilitate comparison of effectiveness and student use
NCHEMS information center
The impact of demographic changes on higher education
Net price to family for dependent and independent undergraduate students by institutional type/control and parental income quartiles, 2004
The student debt dilemma: Debt aversion as a barrier to college access
Improving lives through higher education: Campus programs and policies for low-income adults
An overview of higher education in the United States: Diversity, access, and the role of the marketplace
College grants on a postcard: A proposal for simple and predictable federal student aid
Inventing Hispanic serving institutions (HSIs): The basics
Federal student aid need analysis: Background and selected simplification issues
Thinking outside the box: Policy strategies for readiness, access, and success
Hidden in plain sight: Adult learners forge a new tradition in higher education
Costs, prices, and affordability
A whole 'nother world: Students navigating community college
Parents are too optimistic about scholarships
Hitting home: Quality, cost, and access challenges confronting higher education today
Trends in college pricing 2006
Destination university: A guide to college for students and their families (English Version)
Destination university: A guide to college for students and their families (Spanish Version)
Convergence: Trends threatening to narrow college opportunity in America
Fixing the formula: A new approach to determining independent students' ability to pay for college
Financial access: What it is, what it isn't, and how to educate people about it
Indiana family college savings program
College planning center
Creating college opportunity for all: Prepared students and affordable colleges
NDSFA: Recommendations for improving federal aid delivery
Changes in patterns of prices and financial aid
Quality, affordability and access: Americans speak on higher education
Mortgaging our future: How financial barriers to college undercut America's global competitiveness
State of college admission 2006
The impact of advice on price: Evidence from research
Impact of student aid program design, operations, and marketing on the formation of family college-going plans and resulting college-going behaviors of potential students
Economic diversity of colleges: College-level data for researchers and the public