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Author(s):Rethinking Student Aid Study Group
Title:Fulfilling the Commitment: Recommendations for Reforming Federal Student Aid
Date:September 2008
Organization:The College Board
Short Description:Report from the Rethinking Student Aid Study Group. Recommends wholesale changes to student aid including no FAFSA, direct eligibility for Pell based on averaged IRS income, personal savings accounts funded by the Federal government, and the switching of loan subsidies to be based on after school circumstances.
Annotation:Report recommends eliminating the FAFSA and relying on the IRS to provide average income information directly to ED for determination of a Pell award based soley on income and family size without reagrd to cost of attendance. Recommends Pell amaount notification as automatic with tax filing and consolidation of all federal grant program into one maximually funded Pell grant. Recommends consolidating all education tax benefits into one refundable tax credit applicable to COA and making all education laod repayment income contingent with graduated payment. Recommends creation of interest bearing savings accounts for children whose parent's income would qualify them for Pell grants. Recommends strengthening LEAP to use a carrot to encourage states to support proposed changes.
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Associated Keywords:
Affordability, Tuition and College Costs
Borrowing/Student Debt
College Access
FAFSA Simplification
Financial Aid
Pell Grants

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