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Annotated Bibliography

Author(s):Sallie Mae
Title:How America pays for college 2009: A national study by Gallup and Sallie Mae
Organization:Sallie Mae
Short Description:This study, conducted by Gallup, finds American families are making the investment in higher education the smart way – by pursuing grants and scholarships more frequently than borrowing.
Annotation:This study, conducted by Gallup, finds American families are making the investment in higher education the smart way – by pursuing grants and scholarships more frequently than borrowing. Based on a nationally representative survey of college-going students and parents of undergraduates, the study found that: -58 percent of families invested in higher education last year without borrowing -67 percent are confident in their ability to continue to meet cost of college in current economy -51 percent received grants and scholarships -25 percent of students borrowed federal loans -12 percent of students borrowed private education loans -5 percent used credit cards to pay for college expenses
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Associated Keywords:
Borrowing/Student Debt
Financial Aid
Low-Income Students
National Perspectives
Saving for College

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