Home Home
Annotated Bibliography

Author(s):Sallie Mae
Title:How America pays for college 2009: A national study by Gallup and Sallie Mae
Source:http://www.salliemae.com/NR/rdonlyres/52D9FB57-...
Date:2009
Organization:Sallie Mae
Short Description:This study, conducted by Gallup, finds American families are making the investment in higher education the smart way – by pursuing grants and scholarships more frequently than borrowing.
Annotation:This study, conducted by Gallup, finds American families are making the investment in higher education the smart way – by pursuing grants and scholarships more frequently than borrowing. Based on a nationally representative survey of college-going students and parents of undergraduates, the study found that: -58 percent of families invested in higher education last year without borrowing -67 percent are confident in their ability to continue to meet cost of college in current economy -51 percent received grants and scholarships -25 percent of students borrowed federal loans -12 percent of students borrowed private education loans -5 percent used credit cards to pay for college expenses
Link: View Full Text

Print Bibliography: HyperLink 

Is this item's link broken? Report Broken Link

Associated Keywords:
Borrowing/Student Debt
Financial Aid
Low-Income Students
National Perspectives
Saving for College

Similar Items:
The student aid gauntlet: Making access to college simple and certain
Borrowers who drop out: A neglected aspect of the college student loan trend
Paying back, not giving back: Student debt's negative influence on public service career opportunities
Constrained after college: Student loans and early career occupational choices
Drowning in debt: The emerging student loan crisis
Stronger department of education oversight needed to help ensure only eligible students receive federal student aid
IDA pays: A missing piece of the access puzzle
Fulfilling the Commitment: Recommendations for Reforming Federal Student Aid
Student debt and the class of 2005: Average debt by state, sector, and school
Balancing acts: How high school counselors view risks and opportunities of student loans
Investing in America's future: Why student aid pays off for society and individuals
Gender gap grows
Project on student debt.org
Paying for college: The rising cost of higher education
College enrollment gender gap widens for White and Hispanic students, but race and income disparities still most significant new ACE report finds
Easy money: How congress could increase federal student aid funding at no additional cost to taxpayers
Do grants matter?
College access for the working poor: Overcoming burdens to succeed in higher education
California Community Colleges: Making them stronger and more affordable
College on credit: How borrowers perceive their education debt
Student debt: Bigger and bigger
Campus-based student financial aid programs under the higher education act
Graduating with debt: The biggest threat to young American's financial well-being?
Characteristics of minority-serving institutions and minority undergraduates enrolled in these institutions
Trends in student aid 2008
Second to none in attainment, discovery, and innovation: The national agenda for higher education
Wealth mobility and volatility in black and white
Second to none in attainment, discovery, and innovation: The national agenda for higher education
What is the price of college? Total, net, and out of pocket prices in 2007-08
Condition of education 2008
What every college access practitioner should know about: Economic diversity in Indiana and U.S. colleges and universities
Squeeze play 2009: The public's view on college costs today
2007-08 National postsecondary student aid study (NPSAS:08): Student financial aid estimates for 2007-08
A college access contract
2007 Status report on the Pell Grant program
Student loans and public accountability
Financing graduate education: A guide for prospective students
The Sallie Mae Fund
2007 Survey of parents of college-bound freshman
Are teachers prepared for racially diverse schools? Teachers describe their preparation, resources, and practices for racially diverse schools
The costs and benefits of an excellent education for all of America's children
Do loans increase college access and choice? Examining the introduction of universal student loans
Education Finance Council
Window of opportunity: Targeting federal grant aid to students with the lowest incomes
Failing grades? American families and their college savings efforts
Georgia's HOPE scholarship and minority and low-income students: Program effects and proposed reforms
Higher education, higher cost and higher debt: Paying for college in the future
Undergraduate students and credit cards 2004: An analysis of usage rates and trends
No way out: Student loans, financial distress, and the need for policy reform
Straight from the source: What works for first-generation college students
A whole 'nother world: Students navigating community college
Paying for college: A brief look at student financial aid programs
Debt burden: Repaying student debt
Empty promises: The myth of college access in America
The burden of borrowing: A report on the rising rates of student debt
What's at stake? The social and economic benefits of higher education
Private loans and choice in financing higher education
Education pays 2004: The benefits of higher education for individuals and society
Reframing the student loan costing debate: The benefits of competition
How families of low- and middle-income undergraduates pay for college: Full-time dependent students in 1999-2000
Working their way through college: Student employment and its impact on the college experience
Global debt patterns: An international comparison of student loan burdens and repayment conditions
Funding education beyond high school
The student debt dilemma: Debt aversion as a barrier to college access
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families (Spanish version)
Recession, retrenchment, and recovery: State higher education funding and student financial aid
A research agenda for the study of the effects of borrowing and the prospects of indebtedness on students' college-going choices
American Indian higher education consortium
Every child, every promise: Turning failure into action
State tuition, fees, and financial assistance policies for public colleges and universities, 2005-06
State higher education finance: FY 2004
Lumina Foundation focus: Dreams detoured: Rising college costs alter plans and threaten futures
What students pay for college: Changes in net price of college attendance between 1992-93 and 1999-2000
Cultural barriers to incurring debt: An exploration of borrowing and impact on access to postsecondary education
Trends in student aid 2005
Convergence: Trends threatening to narrow college opportunity in America
A closer look at the President's proposal for changes in student assistance
Unequal opportunity: Disparities in college access among the 50 states
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for 2003-04 by type of institution
Left behind: Unequal opportunity in higher education.
When saving means losing: Weighing the benefits of college-savings plans
Trends in student aid 2003
Squeeze play: How parents and the public look at higher education today
Fact book bulletin: Latest data confirms a college affordability gap for students from middle- and lower-income families
Women reap more benefits from higher education, study finds
Financial aid glossary: Some terms you may enounter on the road
Equality and education, A Century Foundation project
Income and financial aid effects on persistence and degree attainment in public colleges
Federal Pell Grant program of the Higher Education Act: Background and reauthorization
Alliance Bernstein College Savings Crunch
Catching the Dream
Sallie Mae: First in my family scholarship
2008-09 EFC (Expected Family Contribution) Formula Guide
Low-income students and college success: More than money
Orphan Foundation of America
Federal Student Aid (FSA)
Helping families finance college: Improved student loan disclosures and counseling
Achievement trap: How America is failing millions of high-achieving students from lower-income families
The global state of higher education and the rise of private finance
Student debt and the class of 2006
Student charges and financial aid: 2006-07
Opportunity in America: The role of education
Access to success initiative
College Board scholarship search
Engaging Faculty and Staff: An Imperative for Fostering Retention, Advising, and Smart Borrowing
Denied: Community college students lack access to affordable loans
Willing and Able, But Not Eligible
Trends in college pricing 2008
Opportunity adrift: Our flagship universities are straying from their public mission
Federal student aid formula: Cost-of-living adjustment could increase aid to a small percentage of students in high-cost areas but could also further complicate aid process
Economic state of young America
Putting money on the table: Information, financial aid, and access to college
Trends in college pricing 2009
Hopes & hurdles: California foster youth and college financial aid
Access and persistence: Fall 2009
Working too hard to make the grade: How fewer work hours and more financial aid can help California community college students succeed
Why 529 college savings plans favor the fortunate
Student Debt and the Class of 2010, November 2011
Completing College: Assessing Graduation Rates at Four Year Colleges
Federal access policies and higher education for working adults
Toward a national workforce education and training policy
What is Known About the Impact of Financial Aid? Implications for Policy
The challenge to the states: Preserving college access and affordability in a time of crisis
Campus commons? What faculty, financial officers, and other think about controlling college costs
Estimating the Social Value of Higher Education: Willingness to Pay for Community and Technical Colleges
Characteristics of private student loan borrowers who do not use federal education loans
A profile of successful Pell Grant recipients: Time to Bachelor's degree and early graduate school enrollment
Enhancing student services at Owens Community College: Early results from the Opening Doors demonstration in Ohio
Transfer access to elite colleges and universities in the United States: Threading the needle of the American dream
Education longitudinal study of 2002 (ELS:2002): A first look at the initial postsecondary experiences of the high school Sophomore class of 2002
Unmasking the effects of student engagement on college grades and persistence
Alabama: Featured facts from the SREB Fact Book on higher education
Financial aid pledges to reduce student debt (list of colleges and universities reducing or eliminating student loans for low-income families)
The Chafee Educational and Training Voucher (ETV) program: Six states experiences
Who graduates in California?
Do support services at community colleges encourage success or reproduce disadvantage?
State merit aid programs: Responses by Florida community colleges
Indiana Chafee Education and Training Voucher (ETV) Program
The 4th annual AP report to the nation
Cities in crisis: A special analytic report on high school graduation
Federal Aid First
Hispanic Scholarship Fund
The money manual: A personal finance guide from the Hispanic Scholarship Fund
College scholarships for Latino students: Are opportunities being missed?
Cutting interest rates, lowering student loan debt: An analysis of the congressional proposal to cut student loan interest rates in half
Credit card ownership and behavior among traditional-age undergraduates, 2003-04
Breaking through the barriers to college: Empowering low-income communities, schools, and families for college opportunity and student financial aid
The debt explosion among college graduates
Looking to the future: Volunatary K-12 school integration
Low income student scholarships
Access to college: The role of tuition, financial aid, scholastic preparation and college supply in public college enrollments
College affordability for students from low and lower-middle income families
Enlace: Engaging Latino communities for education
Developing your vision while attending college
Choosing Hispanic Serving Institutions (HSIs): A closer look at Latino students college choices
Financing asset building and financial education programs for youth transitioning out of foster care
College affordability: Overlooked long-term trends and recent 50 state patterns
Debts and decisions: Student loans and their relationship to graduate school and career choice
Getting through college: Voices of low-income and minority students in New England
Missed opportunities: A new look at disadvantaged college aspirants
Student loan forbearance and its relationship to default
A deficit of understanding: Confronting the funding crisis in higher education and the threat to low-income and minority access
Discounting toward disaster: Tuition discounting, college finances, and enrollments of low-income undergraduates
Global higher education rankings: Affordability and accessibility in comparative perspective
The affordability of university education: A perspective from both sides of the 49th parallel
Rhetoric and reality: Effects and consequences of the HOPE scholarship
Public attitudes on higher education
Student financing of undergraduate education: 1999-2000
Student financing of graduate and first professional education: 1999-2000
How Latino students pay for college: Patterns of financial aid in 2003-04
Pell Institute for the Study of Opportunity in Higher Education
Advisory committee on student financial assistance
ACSFA policy brief: The toolbox and student aid policy
High school guidance counselors: Facilitators or preemptors of social stratification in education
Our impoverished view of education reform
Net price to family for dependent and independent undergraduate students by institutional type/control and parental income quartiles, 2004
Addressing student loan repayment burdens: Strengths and weaknesses of the current system
Missed opportunities revisited: New information on students who do not apply for financial aid
The future of private loans: Who is borrowing and why?
High hopes, big debts
Dropout rates in the United States: 2004
Position paper on the reauthorization of higher education act
Segal AmeriCorps Education Award
Income contingent repayment plan
Documenting the shift to merit
Yes we can: Telling truths and dispelling myths about race and education in America
California trends in student aid: 1994-95 to 2003-04
The seventh generation: Native students speak about finding the good path