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Annotated Bibliography

Author(s):Nellie Mae
Title:Undergraduate students and credit cards 2004: An analysis of usage rates and trends
Organization:Nellie Mae
Short Description:Nellie Mae’s 2004 credit card usage study is the fourth in a series conducted since 1998.
Annotation:Nellie Mae’s 2004 credit card usage study is the fourth in a series conducted since 1998. The first study was prompted by concern over increasing credit activity among college students applying for credit-based, alternative student loans. For the 2004 study, in addition to analyzing the credit bureau data on the student applicants, a survey component was added.
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Associated Keywords:
Affordability, Tuition and College Costs
Borrowing/Student Debt
Financial Aid
National Perspectives

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