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Annotated Bibliography

Author(s):Draut, T
Title:Higher education, higher cost and higher debt: Paying for college in the future
Organization:Demos: A Network for Ideas and Action
Short Description:This report focuses on issues of college access and affordability, examining trends in enrollment, completion, and cost, and provides a proposal developed by Demos to strengthen the federal financial aid system so it again delivers on the promise of ensuring access to college regardless of family income.
Annotation:This testimony before the United States Senate Committee on Health, Education, Labor and Pensions, describes what the author refers to as the "debt for diploma" system, and its impact on young peoples' choices about college, and opportunities for upward social mobility. The report focuses on issues of college access and affordability, examining trends in enrollment, completion, and cost, and provides a proposal developed by Demos to strengthen the federal financial aid system so it again delivers on the promise of ensuring access regardless of family income.
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Associated Keywords:
Affordability, Tuition and College Costs
Borrowing/Student Debt
College Access
Educational Attainment/College Degree Completion
Financial Aid
Low-Income Students
Need-based Aid

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The effects of merit-based financial aid on course enrollment, withdrawal, and completion in college
Do merit scholarships promote college access? Evidence from two states
Moving on: State policies to address academic brain drain in the South
Capturing the college potential of students from underserved populations: An analysis of efforts to overcome social and financial barriers to college
Improving college access for minority, low-income, and first-generation students
Crisis at the core: Preparing all students for college and work
All students reaching the top: Strategies for closing academic achievement gaps
Knocking at the college door: Projections of high school graduates by state, income, and race/ethnicity
Trends in college pricing 2003
Trends in student aid 2003
Raising the graduation rates of low-income college students
College affordability in jeopardy: The rising price of higher education
Losing ground: A national status report on the affordability of American higher education
Responding to the crisis in college opportunity
College access in Indiana and the United States: A 2005 status report
Student debt levels continue to rise: Stafford indebtedness: 1999 update
Latino achievement in America
Add and subtract: Dual enrollment as a state strategy to increase postsecondary success for underrepresented students
A new core curriculum for all: Aiming high for other peoples' children
At what cost? The price that working students pay for a college education
Myths and realities for undocumented students attending U.S. colleges and universities
Education as crime prevention: Reinstating Pell Grant eligibility for the incarcerated
Higher education reform: Incorporating the needs of foster youth
35th Annual survey report on state-sponsored student financial aid: 2003-04 Academic year
Perceptions of college financial aid among California Latino youth
Internet inequalities: Financial aid, the internet, and low-income students
Who goes to preschool and why does it matter
Segal AmeriCorps Education Award
NSLDS student access: National sudent loan data system
NDSFA: Recommendations for improving federal aid delivery
Paying for persistence: Early results of a Louisiana scholarship program for low-income parents attending community college
Diversity, school, family, and community connections
Creating college opportunity for all: Prepared students and affordable colleges
College access, financial aid, and college success for undergraduates from foster care
The art of student retention
Position paper on the reauthorization of higher education act
Indiana project on academic success: Retention Bibliography
Working their way through college: Student employment and its impact on the college experience
A little knowledge is a dangerous thing: How perceptions of costs and benefits affect access to education
Financial access: What it is, what it isn't, and how to educate people about it
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families
Higher education for undocumented students: The case for open admission and in-state tuition rates for students without lawful immigration status
The Navigator
Early financial aid commitment: Response to Indiana's education roundtable
Increasing success for underserved students: Redesigning introductory courses
Policy on dual credit courses taught in high schools by high school faculty
Workbook of state affordability rates 2004
Confronting the graduation rate crisis in the south
National Pathways to College Network
Transitions to college: From theory to practice
Campus commons? What faculty, financial officers, and other think about controlling college costs
Access and persistence: Fall 2009
Providing effective financial aid assistance to students from foster care and unaccompanied homeless youth
What does a college degree cost? Comparing approaches to measuring "cost per degree"
Engaging Faculty and Staff: An Imperative for Fostering Retention, Advising, and Smart Borrowing
Survey of Entering Student Engagement (SENSE)
The Pangloss Index: How states game the No Child Left Behind Act
The learning communities demonstration: Rationale, sites, and research design
Promoting Full-Time Attendance Among Adults in Community College
Strengthening state policies to increase the education and skills of low-wage workers
Cherokee Nation Higher Education Scholarship Programs
School strategies and the "college linking" process: Reconsidering the effects of high schools on college enrollment
The Sallie Mae Fund
Do support services at community colleges encourage success or reproduce disadvantage?
2007-08 Directory of colleges cooperating with the SAT program fee-waiver service
Federal Aid First
Education Finance Council (EFC)'s financial literacy homepage
Indiana's guide to paying for college
Parent expectations and planning for college: Statistical analysis report
Avoidable Losses: High-Stakes Accountability and the Dropout Crisis
Engaging faculty and staff: An imperative for fostering retention, advising, and smart borrowing
The credit crunch and student loans: Don't react before getting the facts
Delta project on postsecondary education costs, productivity, and accountability
Lumina Foundation Lessons: Students aren't just data points, but numbers do count
2006-2007 National directory of scholarships, internships, and fellowships for Latino youth
Congressional Hispanic Caucus Institute: Youth site
StateVoucher.org (Education and Training Vouchers)
Teacher credentials and student achievement in high school: A cross-subject analysis with student fixed effects
The funding gap 2007
The funding gap (Spanish version)
Project stepping stone: A college preparation program for Hispanic youth
Hispanic College Fund
American Indian Scholarships
Scholarships for American Indians
Scholarships for Minority Accounting Students
AMS Scholarships and Fellowships
Gap or gaps? Challenging the singular definition of the achievement gap
Jackie Robinson Foundation Scholarship Program
Actuarial Scholarships for Minority Students
Turning around chronically low-performing schools
National evaluation of GEAR UP: A summary of the first two years
Student Aid Simplification: Looking Back and Looking Ahead
Fixing No Child Left Behind
Student debt and the class of 2007
State higher education finance: 2007
Student loan forgiveness programs: An evolving workforce development tool
Trends in student aid 2009
The impact of increases in Pell Grant awards on college-going among lower income youth: Results from a natural experiment
Characteristics of private student loan borrowers who do not use federal education loans
How much are college students borrowing?
Course corrections: Experts offer solutions to the college cost crisis
Questions that matter: Setting the research agenda on access and success in postsecondary education
Our impoverished view of education reform
Swimming against the tide: The poor in American higher education
Primary progress, secondary challenge
School context, student attitudes and behavior, and student achievement: An exploratory analysis
The power to change: High schools that help all students achieve
Bridges to success
Foundation for excellent schools
National association of street schools
Puente Project
Trends in postsecondary access and interventions needed
Creating options 2006: Financial aid opportunities for individuals with disabilities
Access and persistence: Fall 2005
Access and persistence: Summer 2005
The NASFAA journal of student financial aid
Lumina Foundation focus
Education watch online
On the road to college: Developing mobile and regional outreach services
Understanding college access for under-represented students: Trends, issues, and strategies
Focus on families: How to build and support family-centered practices after school
Grappling with the access problem
Unintended consequences of tuition discounting
Postsecondary Education English Spanish Glossary
Financial aid and postsecondary opportunity for nontraditional age pre-college students: The roles of information and education delivery systems
Student aid and tax benefits: Better research and guidance will facilitate comparison of effectiveness and student use
Foster care independence act of 1999 and John H. Chafee Foster Care Independence Program
Low-income adults in profile: Improving lives through higher education
Education pays 2004: The benefits of higher education for individuals and society
Basic facts about in-state tuition for undocumented immigrant students
Achievement in America
Postsecondary education opportunity: Indiana state reports
Rural education at a glance
National college access network
First in the family: Advice about college from first generation students
1992-93 Bachelor's degree recipients and their opinions about education in 2003
Indiana dollars for scholars
Financial aid: A shared agenda to achieve access and success for under-served students
Trends in college pricing 2005
State financial aid: Policies to enhance articulation and transfer
Student loan forbearance and its relationship to default
Getting ready to pay for college: What students and their parents know about the cost of college tuition and what they are doing to find out
How is school reform tied to increasing college access and success for low income and minority youth
Persistence and attainment of beginning students with Pell Grants
Pell Grant recipients in selective colleges and universities
High school graduation rates by race/ethnicity, limited English proficiency, free and reduced price lunch
Annotated list of Pathways research, papers, reports, and other publications by focus area
On course for success: A close look at high school courses that prepare students for college
What role can dual enrollment programs play in easing the transition between high school and postsecondary education
Increasing the preparedness of at-risk students
Under-prepared community college students: Implications of attitudinal and experiential differences
The contributions of economics to the study of college access and success
How do financial aid policies affect colleges? The institutional impact of the Georgia HOPE scholarship
American Indian Education Foundation: Tools for success scholarship handbook
Opening doors: Support success: Services that may help low-income students succeed in community college
National Urban League Scholarships
National College Access Program Directory
American Indian higher education consortium
Academic pathways to college: Policies and practices of the fifty states to reach underserved students
Parents are too optimistic about scholarships
Quick facts about student debt
Hispanic Scholarship Fund
Tracking achievement gaps and assessing the impact of NCLB on the gaps
Policy indicators for higher education WICHE states
What every student should know about financial aid
Orange juice or orange drink? Ensuring that "advanced courses" live up to their labels
A new way on school integration
Promoting school readiness through universal preschool
Racial transformation and the changing nature of segregation
Ensuring academic success for English learners
Understanding recent changes in child poverty
Money on the table: State initiatives to improve financial aid participation
Serving adult learners in higher education: Principles of effectiveness
Building bridges to college and careers: Contextualized basic skills programs at community colleges
Teaching and learning across the class divide
Diversity workshops: Gender equity--a closer look
AB 540 is a change in the law: Higher education is now more affordable for California's immigrant students
Immigration debate resources
Setting students' sights on college: Chicago public schools
Squeeze play: How parents and the public look at higher education today
Forging new partnerships: Adult and developmental education in community colleges
Lumina Foundation for Education: Adult learners
Connected by 25: Financing entrepreneurship programs for youth transitioning out of foster care
Beating the odds: An analysis of student performance and achievement gaps on state assessments: 2005-06 School year
Reaching Higher: Strategic Directions for Higher Education in Indiana
In need of improvement: NCLB & high schools
Rescuing Brown v. Board of Education: Profiles of twelve school districts pursuing socioeconomic school integration
Education watch Indiana: Key education facts and figures
From cradle to career: Connecting American education from birth through adulthood; California state report
New kids on the block: Results from the Moving to Opportunity experiment
Center for native education
Baltimore city's high school reform initiative: Schools, students, and outcomes
Child care assistance in 2004: States have fewer funds for child care
Enhancing student services at Lorain County Community College: Early results from the Opening the Doors demonstration in Ohio
Afterschool programs as an oasis of hope for black parents in four cities
Student loans and public accountability
Postsecondary success begins with high school preparation
Postsecondary education tuition and required fees in Indiana: 2007-09
Learning in a new key
Improving math performance
Evaluation of new century high schools: Profile of an initiative to create and sustain small, successful high schools
Early Head Start and teen parent families: Partnerships for success
Community college fast facts
Child care and development block grant participation in 2005
Top 50 Colleges for African Americans
Top 25 colleges for Latinos
Manchester College: Fast forward program
College Board scholarship search
Pacific Northwest scholarship guide - online
Starfish Initiative
Funding Gaps 2006
Tuition and fees in public higher education in the West
Condition of education 2002: Special analysis, nontraditional undergraduates
The growing importance of inherited educational opportunity
Funding education beyond high school: The guide to federal student aid 2007-2008
Guia de programas federales de ayuda estudiantil 2007-2008 (The guide to federal student aid)
Hacia Adelante - Pathways to College - A Guide for Latino Families
Initiative on Educational Excellence for Hispanic Americans Website and Secondary School Toolkit - Spanish Version
The professional mentor program plus: An academic success and retention tool for adult learners
The High Schools Hispanics Attend: Size and Other Key Characteristics
Can you spot a scholarship scam? Be a smart consumer
Federal student financial aid: A national profile of programs in Title IV of the higher education act
Financial aid FAQ (frequently asked questions)
The context of "choice" in college pathways
Frequently asked questions about college costs
How outreach programs are implemented affects student achivement
Achievement gaps: An examination of differences in student achievement and growth
New faces, old patterns: Segregation in the multiracial south
Thinking outside the box: Policy strategies for readiness, access, and success
Improving urban student achievement through early childhood reform: What state policymakers can do
The unraveling of No Child Left Behind: How negotiated changes unravel the law
Knowledge for practice: A training program for college access advisors
Over half of low-income children live with a parent who works regularly
Graduating with debt: The biggest threat to young American's financial well-being?
Alliance Bernstein College Savings Crunch
The feasibility of delivering aid for college through the tax system
The college and financial aid guide for: AB540 undocumented immigrant students
Indiana's 2006 graduation rate
Financial aid, access, and America's social contract with higher education
Talent Development Middle Schools
Trip to college
Kids Count state-level data online
Fifty years after Brown v. Board of Education: A two-tiered education system
Indicators of opportunity in higher education
Indiana’s postsecondary indicators: 2004 performance and descriptive indicators
Pathways to a four-year degree: The higher education story of one generation
Foster youth educational attainment: An annotated bibliography of online resources
Changes in Pell grant utilization at Indiana Title IV institutions from 1992 to 2003
Pre-college outreach programs for low-income students: A literature review
Pell Institute for the Study of Opportunity in Higher Education
Indiana higher education opportunity data book
Education Trust, Inc
Early commitment financial aid programs
USA Funds
The funding gap 2004: Many states still shortchange low-income and minority students
Why segregation matters: Poverty and educational inequality
Expanding access and opportunity: The impact of the Gates Millennium Scholars Program
Helping children move from bad schools to good ones
Vital voices: Building constituencies for public school reform
Yes we can: Telling truths and dispelling myths about race and education in America
Parent power and urban school reform: The story of Mothers on the Move
The seventh generation: Native students speak about finding the good path
Enhancing high school reform: Lessons from site visits to four cities
CPS: A leader in AP growth
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for twelve states
College costs estimator service
American student achievement institute
The challenge of scaling up educational reform: Findings and lesson from First Things First
Breaking through: Helping low-skilled adults enter and succeed in college and careers
Rising Tuition and Enrollment in Public Higher Education
2007-08 National postsecondary student aid study (NPSAS:08): Student financial aid estimates for 2007-08
Paying for college: Distinguishing between cost and price
Counting on graduation: An agenda for state leadership
Closing the gap in science achievement: Using NAEP science assessment scores to analyze state trends
Back to College (Back2College)
Learning better together: The impact of learning communities on the persistence of low-income students
Student Debt and the Class of 2010, November 2011
Unauthorized Alien Students, Higher Education, and In-State Tuition Rates: A Legal Analysis
What every college access practitioner should know: About sources of funding and other support
Best practices: Resource for TRIO directors
Best practices: TRIO student support programs & Upward Bound
Scholarship Gateway
Career Voyages
College For Every Student
The Student Guide for High School Seniors/College Students
Hispanic Scholarship Fund
Grants for Individuals: Minorities
Ronald E. McNair Postbaccaluareate Achievement Program: 2002-05 facts and figures at a glance
National evaluation of Upward Bound: Summary of first-year impacts and program operations
National study of student support services. Third-year longitudinal study results and program implementation study update
Korean American Scholarship Foundation
United Negro College Fund (UNCF) Scholarships
Engaged for success: Service-learning as a tool for high school dropout prevention
A mission of the heart: What does it take to transform a school?
A Better Chance.org
Indiana's guide to paying for college: Step-by-step tips to help high school seniors apply for financial aid
Getting ahead or losing ground: Economic mobility in America
Facts about college access and affordability
Raising graduation rates in an era of high standards: Five commitments for state action
How the borrowing process works