Home Home
Annotated Bibliography

Author(s):Project on Student Debt
Title:Financial aid pledges to reduce student debt (list of colleges and universities reducing or eliminating student loans for low-income families)
Source:http://projectonstudentdebt.org:80/pc_instituti...
Date:2008
Organization:Project on Student Debt
Short Description:A number of schools have developed special targeted financial aid "pledges" that limit or eliminate student loans from financial aid packages, and reduce costs for students and families.
Annotation:A number of schools have developed special targeted financial aid "pledges" that limit or eliminate student loans from financial aid packages, and reduce costs for students and families. To promote the understanding and further development of such pledges, The Project on Student Debt has compiled descriptions of these programs and analyzed the net cost of attendance for families with various incomes to attend many of these schools.
Link: View Full Text

Print Bibliography: HyperLink 

Is this item's link broken? Report Broken Link

Associated Keywords:
Affordability, Tuition and College Costs
Borrowing/Student Debt
College Access
Financial Aid
Indiana
Low-Income Students
Need-based Aid
State-Level Information
Websites

Similar Items:
Strengthening financial aid policies for low-income working adults
Fulfilling the Commitment: Recommendations for Reforming Federal Student Aid
The Chafee Educational and Training Voucher (ETV) program: Six states experiences
A college access contract
The global state of higher education and the rise of private finance
Student debt and the class of 2005: Average debt by state, sector, and school
Unequal opportunity: Disparities in college access among the 50 states
Denied: Community college students lack access to affordable loans
Higher education, higher cost and higher debt: Paying for college in the future
Recession, retrenchment, and recovery: State higher education funding and student financial aid
State tuition, fees, and financial assistance policies for public colleges and universities, 2005-06
Paying back, not giving back: Student debt's negative influence on public service career opportunities
College on credit: How borrowers perceive their education debt
Constrained after college: Student loans and early career occupational choices
Show us the money: Low-income students, families, and financial aid
Cultural barriers to incurring debt: An exploration of borrowing and impact on access to postsecondary education
Twenty-first Century Scholars Program
In-state tuition for undocumented immigrants
Putting money on the table: Information, financial aid, and access to college
Drowning in debt: The emerging student loan crisis
What is the price of college? Total, net, and out of pocket prices in 2007-08
Willing and Able, But Not Eligible
Trends in college pricing 2008
The effectiveness of student aid policies: What the research tells us
Reaching higher with Ivy Tech Community College of Indiana: Focusing on the roll of community colleges
Window of opportunity: Targeting federal grant aid to students with the lowest incomes
Cal-SOAP
A research agenda for the study of the effects of borrowing and the prospects of indebtedness on students' college-going choices
Basic facts about in-state tuition for undocumented immigrant students
Held back: How student aid programs fail working adults
The school to college transition: Challenges and prospects
Debt burden: Repaying student debt
State grant aid and it's effects on students' college choices
State merit aid programs: Responses by Florida community colleges
Indiana Chafee Education and Training Voucher (ETV) Program
Orphan Foundation of America
2007-08 Directory of colleges cooperating with the SAT program fee-waiver service
Do loans increase college access and choice? Examining the introduction of universal student loans
Federal Pell Grants: Implications of increasing the maximum reward
Breaking through the barriers to college: Empowering low-income communities, schools, and families for college opportunity and student financial aid
Improving educational opportunties for students who work
College affordability for students from low and lower-middle income families
Fact book bulletin: Latest data confirms a college affordability gap for students from middle- and lower-income families
Balancing acts: How high school counselors view risks and opportunities of student loans
Realizing the college dream (English and Spanish versions)
Update: State policies regarding in-state tuition for undocumented students
Federal Pell Grant program of the Higher Education Act: Background and reauthorization
College grants on a postcard: A proposal for simple and predictable federal student aid
Georgia's HOPE scholarship and minority and low-income students: Program effects and proposed reforms
Campus-based student financial aid programs under the higher education act
Student loan forgiveness programs
Student debt: Bigger and bigger
IBRinfo.org
2008-09 EFC (Expected Family Contribution) Formula Guide
Low-income students and college success: More than money
The CollegeKeys Compact: Getting ready, getting in, and getting through college: Expanding options for low-income students
2007 Status report on the Pell Grant program
Student debt and the class of 2006
Project on student debt: State by state data
College Access: Indiana
State merit scholarship programs and racial inequality
On the road to college: Developing mobile and regional outreach services
NDSFA: State financial aid and college access
Economic diversity of colleges: College-level data for researchers and the public
Global debt patterns: An international comparison of student loan burdens and repayment conditions
The challenges of financial aid awareness and college access
Missed opportunities revisited: New information on students who do not apply for financial aid
Education Finance Council
Second to none in attainment, discovery, and innovation: The national agenda for higher education
Apply to Succeed: Ensuring community college students benefit from need-based financial aid
What every college access practitioner should know about: Economic diversity in Indiana and U.S. colleges and universities
Wealth mobility and volatility in black and white
Second to none in attainment, discovery, and innovation: The national agenda for higher education
Working too hard to make the grade: How fewer work hours and more financial aid can help California community college students succeed
Getting What We Pay For: State Community College Strategies that Low-Income, Lower-Skilled Students
Student Debt and the Class of 2010, November 2011
Hopes & hurdles: California foster youth and college financial aid
Financial aid in theory and practice
Opportunity adrift: Our flagship universities are straying from their public mission
Promise lost: College-qualified students who don't enroll in college
Strengthening state policies to increase the education and skills of low-wage workers
Project Complete
What is Known About the Impact of Financial Aid? Implications for Policy
Trends in student aid 2008
Given half a chance: The Schott 50 state report on public education and black males
Tuition equity legislation: Investing in Colorado high school graduates through equal opportunity to postsecondary education
Going2College.org
Colleges and universities expand efforts to improve access and affordability
The student debt dilemma: Debt aversion as a barrier to college access
State higher education finance: FY 2004
Access and persistence: Winter 2006
ACSFA policy brief: The toolbox and student aid policy
Funding education beyond high school
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families (Spanish version)
Midwest PERL: Postsecondary education resource library
Taxing matters
Student financing of undergraduate education 2003-04, with a special analysis of the net price of attendance and federal education tax benefits
Project on student debt.org
Promise abandoned: How policy choices and institutional practices restrict college opportunity
Documenting the shift to merit
Tuition discounting: Not just a private college practice
Mortgaging our future: How financial barriers to college undercut America's global competitiveness
California trends in student aid: 1994-95 to 2003-04
National Center for College Costs
2003 status report on the Pell grant program
Rhetoric and reality: Effects and consequences of the HOPE scholarship
Debts and decisions: Student loans and their relationship to graduate school and career choice
The access challenge: Rethinking the causes of the new inequality
Borrowers who drop out: A neglected aspect of the college student loan trend
No merit in these scholarships
In state tuition for undocumented immigrants
Easy money: How congress could increase federal student aid funding at no additional cost to taxpayers
Affordability of postsecondary education: Equity and adequacy across the 50 states
How families of low- and middle-income undergraduates pay for college: Full-time dependent students in 1999-2000
Confronting the graduation rate crisis in the south
Foster youth: Funding for college
Post-secondary education options for low-income students
Federal Student Aid (FSA)
Education watch Florida: Key education facts and figures 2004
Education watch Alabama: Key education facts and figures 2006
StateVoucher.org (Education and Training Vouchers)
Project stepping stone: A college preparation program for Hispanic youth
Destination university: A guide to college for students and their families (Spanish Version)
The money manual: A personal finance guide from the Hispanic Scholarship Fund
Cutting interest rates, lowering student loan debt: An analysis of the congressional proposal to cut student loan interest rates in half
The future of private loans: Who is borrowing and why?
Childcare and early childhood education: More information sharing and program review by HHS could enhance access for families with limited English proficiency
Going to the source: A practical way to simplify the FAFSA
Policy indicators for higher education WICHE states
Hidden in plain sight: Adult learners forge a new tradition in higher education
Transfer access to elite colleges and universities in the United States: Threading the needle of the American dream
Returning to our roots: Student access
Trip to college
Talent Development High Schools
Merit aid and college access
No way out: Student loans, financial distress, and the need for policy reform
The debt explosion among college graduates
Income and financial aid effects on persistence and degree attainment in public colleges
Indiana's adult education and workforce skills performance report: Preparing adults for a brighter future
2006-2007 National directory of scholarships, internships, and fellowships for Latino youth
Student charges and financial aid: 2006-07
2007 Survey of parents of college-bound freshman
Academic competitiveness grant
Transfer access to elite colleges and universities in the United States: Threading the needle of the American dream
Cashing in or cashing out: Tools for measuring the effectiveness and outcomes of financial aid events
Alabama: Featured facts from the SREB Fact Book on higher education
Educational programs and projects that address the needs of low-income students
Lumina Foundation for Education: Adult learners
In-state tuition for undocumented immigrants: States' rights and educational opportunity
A step toward college success: Assessing attainment among Indiana's Twenty-first Century Scholars
TRIO Mid-America Association of Educational Opportunity Program Personnel (MAEOPP)
Indiana dollars for scholars
Trends in student aid 2005
Debt burden: A comparison of 1992-93 and 1999-2000 bachelor's degree recipients a year after graduating
What students pay for college: Changes in net price of college attendance between 1992-93 and 1999-2000
Equal access to postsecondary education? The case of undocumented immigrant students
When saving means losing: Weighing the benefits of college-savings plans
Student debt levels continue to rise: Stafford indebtedness: 1999 update
Access for all? Debating in-state tuition for undocumented alien students
Private loans and choice in financing higher education
Empty promises: The myth of college access in America
The role of student loans in college access
An exploration of what we know about the formation and impact of perceptions of college prices, student aid, and the affordability of college-going and a prospectus for future research
Paying for college: The rising cost of higher education
Financial access: What it is, what it isn't, and how to educate people about it
The state of college affordability in Indiana
More on affordability: Response to Tom Mortenson
Lumina Foundation focus: Dreams detoured: Rising college costs alter plans and threaten futures
Addressing student loan repayment burdens: Strengths and weaknesses of the current system
Net price to family for dependent and independent undergraduate students by institutional type/control and parental income quartiles, 2004
Education Finance Council (EFC)'s financial literacy homepage
Reaching higher with affordability (working paper)
Overcoming obstacles, optimizing opportunities: State policies to increase postsecondary attainment for low-skilled adults
The impact of increases in Pell Grant awards on college-going among lower income youth: Results from a natural experiment
From assets to school outcomes: How finances shape children's perceived possibilities and intentions
IDA pays: A missing piece of the access puzzle
How America pays for college 2009: A national study by Gallup and Sallie Mae
Early and often: Designing a comprehensive system of financial aid information
Student debt and the class of 2007
Helping community college students cope with financial emergencies: Lessons from the Dreamkeepers and Angel Fund financial aid programs
College access and success state data
Student loan forgiveness programs: An evolving workforce development tool
College Access Challenge Grants: Including Adult Learners, Strengthening Student Success
Dollars for degrees: Financial aid and its impact on post-secondary degree completion in Texas
Completing College: Assessing Graduation Rates at Four Year Colleges
Toward more inclusive college savings plans: Sample state legislation
SREB Factbook on higher education
NASFAA's cash for college
Center for Law and Social Policy
Back to College (Back2College)
Strategic directions in Indiana education
Jackie Robinson Foundation Scholarship Program
Condition of education 2008
Stronger department of education oversight needed to help ensure only eligible students receive federal student aid
Trends in college pricing 2009
How the borrowing process works
Are teachers prepared for racially diverse schools? Teachers describe their preparation, resources, and practices for racially diverse schools
Indiana's guide to paying for college
Reaching higher with accountability (working paper)
Higher education: Tuition continues to rise, but patterns vary by institution type, enrollment, and educational expenditures
Indiana college access funding organizations
Adult learning in focus: National and state-by-state data
Grants for Individuals: Minorities
What colleges contribute: Institutional aid to full-time undergraduates attending four-year colleges and universities
Policy on dual credit courses taught in high schools by high school faculty
The NASFAA journal of student financial aid
Bridges to success
Convergence: Trends threatening to narrow college opportunity in America
Creating options 2006: Financial aid opportunities for individuals with disabilities
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families
College Board Calculators
Indiana family college savings program
Financial aid issues for students from low income families
Vital voices: Building constituencies for public school reform
College planning center
The impact of advice on price: Evidence from research
Impact of student aid program design, operations, and marketing on the formation of family college-going plans and resulting college-going behaviors of potential students
The student aid gauntlet: Making access to college simple and certain
Left behind: Unequal opportunity in higher education.
Do grants matter?
Just and efficient college finance
The burden of borrowing: A report on the rising rates of student debt
Workforce contingent financial aid: How states link financial aid to employment
Crisis at the core: Preparing all students for college and work
College access in Indiana and the United States: A 2005 status report
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for 2003-04 by type of institution
Accounting for state student aid: How state policy and student aid connect
The affordability of university education: A perspective from both sides of the 49th parallel
35th Annual survey report on state-sponsored student financial aid: 2003-04 Academic year
State higher education finance: FY 2003
2003 Status report on the federal education loan programs
Reframing the student loan costing debate: The benefits of competition
Financial aid resources
College is possible
Transitions to college: From theory to practice
USA Funds
Student loans and public accountability
Achievement trap: How America is failing millions of high-achieving students from lower-income families
Fifty states of achieving the dream: State policies to enhance access to community colleges across the United States
Education watch Florida: Key education facts and figures 2006
Helping families finance college: Improved student loan disclosures and counseling
National Association of Student Financial Aid Administrators (NASFAA)
Addressing the needs of adult learners
George Washington University Heath Resource Center: Online clearning house on postsecondary education for individuals with disabilities
Knocking at the college door: California state report
Colorado Reports
Institutional Student Profiles Fall 2006 for the State of Alabama
Education watch Alabama: Key education facts and figures 2004
Child care assistance in 2004: States have fewer funds for child care
College Board scholarship search
The Sallie Mae Fund
The costs and benefits of an excellent education for all of America's children
Federal Aid First
Hitting home: Quality, cost, and access challenges confronting higher education today
Undergraduate students and credit cards 2004: An analysis of usage rates and trends
Alliance Bernstein College Savings Crunch
Parents are too optimistic about scholarships
Quick facts about student debt
Federal student aid need analysis: Background and selected simplification issues
Destination university: A guide to college for students and their families (English Version)
Catching the Dream
Questbridge
Kids Count state-level data online
Do merit scholarships promote college access? Evidence from two states
Financial aid FAQ (frequently asked questions)
Guide for parents: Ten steps to prepare your child for college
Inside the black box of high-performing high-poverty schools
Can you spot a scholarship scam? Be a smart consumer
College access for the working poor: Overcoming burdens to succeed in higher education
Opening doors to earning credentials: Impressions of community college access and retention from low-wage workers
Back to school: Federal student aid policy and adult college enrollment
Indiana's 21st century scholars: A new community college system and college prep curriculum are improving the state's position
Access to college: The role of tuition, financial aid, scholastic preparation and college supply in public college enrollments
A multi-institution analysis of the effects of campus-based financial aid on student persistence at public four-year institutions
Promoting school readiness through universal preschool
The economic promise of investing in high-quality preschool: Using early education to improve economic growth and the fiscal sustainability of states and the nation
Straight from the source: What works for first-generation college students
Profile of undergraduates in U.S. postsecondary education institutions: 2003-04, With a special analysis of community college students
Building bridges to college and careers: Contextualized basic skills programs at community colleges
Condition of education 2007
Where the scholarships are: How to develop a scholarship strategy
How to apply for a scholarship: The money is there, but you have to ask for it
Repayment frequently asked questions
AB 540 is a change in the law: Higher education is now more affordable for California's immigrant students
Immigration debate resources
Increasing the achievement of Native American youth at early college high schools
Failing grades? American families and their college savings efforts
How do financial aid policies affect colleges? The institutional impact of the Georgia HOPE scholarship
Moving on: State policies to address academic brain drain in the South
Sallie Mae: First in my family scholarship
Graduating with debt: The biggest threat to young American's financial well-being?
The credit crunch and student loans: Don't react before getting the facts
Indiana's guide to paying for college: Step-by-step tips to help high school seniors apply for financial aid
Adventures in education: For parents
An overview of post-secondary support programs for former foster youth
The Kalamazoo Promise
The narrowing gap in New York City teacher qualifications and its implications for student achievement in high-poverty schools
Voces (Voices): A profile of today's Latino college students
Black college dollars: 2007-2008 Directory of scholarships for African-American students
Top 50 Colleges for African Americans
Best Business Schools
Top 25 colleges for Latinos
Texas public universities' data and performance report: Part A
No Child Left Behind: State report card 2005-2006
FAFSA: Free Application for Federal Student Aid
Developing your vision while attending college
Financing asset building and financial education programs for youth transitioning out of foster care
Price isn't the only consideration: Look beyond the cost side of the equation
Indiana Higher Education Opportunity Data Book
California: State accountability report card 2005-06
Forming a college-going community in U.S. public high schools
Gates Millenium Scholars Program
Making pre-kindergarten work for low-income working families
Purdue opportunity awards program
Transfer between community colleges and four-year colleges: The all-American game
National Pathways to College Network
Advisory committee on student financial assistance
Financial aid: A shared agenda to achieve access and success for under-served students
NCHEMS information center
CollegeCosts.info
Student financing of undergraduate education: 1999-2000
First generation college students: A literature review
At what cost? The price that working students pay for a college education
Myths and realities for undocumented students attending U.S. colleges and universities
A closer look at the President's proposal for changes in student assistance
Improving lives through higher education: Campus programs and policies for low-income adults
Student loan forbearance and its relationship to default
Challenging times, clear choices: An action agenda for college access and success
A deficit of understanding: Confronting the funding crisis in higher education and the threat to low-income and minority access
Preserving access with excellence: Financing for rural community colleges
College affordability in jeopardy: The rising price of higher education
Who should we help? The negative social consequences of merit aid scholarships
Discounting toward disaster: Tuition discounting, college finances, and enrollments of low-income undergraduates
Policy for progress: Reaffirming California higher education accessibility, affordability, and accountability into the 21st century
College affordability: Overlooked long-term trends and recent 50 state patterns
Access denied: Restoring the nation’s commitment to equal educational opportunity
Annotated list of Pathways research, papers, reports, and other publications by focus area
The role of finances in the persistence process.: A structural model
Grants for students: What they do, why they work
Dealing with debt: 1992-93 bachelor's degree recipients 10 years later
EducationQuest
Federal Perkins Loan teacher cancellation
Grappling with the access problem
State of college admission 2006
Postsecondary Education English Spanish Glossary
Pathways to and through college: Linking policy with research and practice
NDSFA: Fundamental assumptions and aims underlying the principles of federal financial aid to students
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for twelve states
Education watch online
Trends in college pricing 2006
State of decline? Gaps in college access and achievement call for renewed commitment to educating Californians
Engines of inequality: Diminishing equity in the nation's premier public universities
A test of leadership: Charting the future of U.S. higher education
Academic pathways to college: Policies and practices of the fifty states to reach underserved students
Recession, retrenchment, and recovery: State higher education funding and student financial aid volume II
College access marketing campaigns: Influencing college-going behaviors of underrepresented students
State Student Assistance Commission of Indiana
Section 529 state college savings programs
Internet inequalities: Financial aid, the internet, and low-income students
A little knowledge is a dangerous thing: How perceptions of costs and benefits affect access to education
Lumina Foundation focus
Educational needs index
Educational needs index state report: Indiana
Workbook of state affordability rates 2004
Federal student loan debt:1993-2004
Actuarial Scholarships for Minority Students
American Indian Scholarships
Development Fund for Black Students in Science and Technology Scholarships
Gates Millennium Scholars Scholarships
Early intervention programs: Opening the doors to higher education
Early intervention program and college partnerships
Counselors and Mentors Handbook on Federal Student Aid: A Guide for Those Helping Students Prepare for Postsecondary Education
Hispanic Scholarship Fund
Adult learning in focus: Individual state profiles and downloadable data
Dropout risk factors and exemplary programs: A technical report
Course-taking patterns and preparation for postsecondary education in California's public university systems among minority youth
Helping low-wage workers persist in education programs
Transition matters: Community college to bachelor's degree
College planning resource directory
Reaching higher college completion (working paper)
Beating the odds: The real challenges behind the math achievement gap - and what high-achieving schools can teach us about how to close it
Parent expectations and planning for college: Statistical analysis report
An Overview of Tax Benefits for Higher Education Expenses
Engaging Faculty and Staff: An Imperative for Fostering Retention, Advising, and Smart Borrowing
Financial aid myths
A matter of trust: Ten key insights from recent public opinion research on attitudes about education among Hispanic parents
Federal education budget project
Providing effective financial aid assistance to students from foster care and unaccompanied homeless youth
2010 Tuition Fees and Financial Aid Report
Promoting Full-Time Attendance Among Adults in Community College
What We Must Do To Create a System That Prepares Students for College Success
State tuition, fees, and financial assistance policies for public colleges and universities, 2010-11
Student Aid Simplification: Looking Back and Looking Ahead