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Annotated Bibliography

Author(s):Usher, A
Title:Global debt patterns: An international comparison of student loan burdens and repayment conditions
Short Description:This study focuses on the specific nature of the debt burden facing students in different countries, including amounts owed, conditions governing repayment, and the proportion of post-graduation income used to repay loans.
Annotation:"The purpose of this study is to move beyond debates about income-contingency or non income contingency as a means of loan repayment and focus on the specific nature of the debt burden facing students in different countries. In particular, it will explore how much students in different countries owe in student loan debt, the conditions governing loan repayment, and the proportion of students’ post-graduation income needs to be devoted to repayment. Exploring the nature of student debt-burdens in a comparative context provides insights into the consequences of program choices that policy-makers in a single country may fail to observe."
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Associated Keywords:
Affordability, Tuition and College Costs
Borrowing/Student Debt
College Access
Financial Aid
Low-Income Students
National Perspectives

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