Home Home
Annotated Bibliography

Author(s):Heller, D
Title:Debts and decisions: Student loans and their relationship to graduate school and career choice
Source:http://www.luminafoundation.org/publications/de...
Date:2001
Organization:
Short Description:Examines the relationship between the amount of loans taken out by students to finance their undergraduate degrees, and the decisions they subsequently make regarding careers and enrollment in graduate school.
Annotation:This report examines the relationship between the amount of loans taken out by students to finance their undergraduate degrees, and the decisions they subsequently make regarding careers and enrollment in graduate school. This survey, conducted for the U.S. Department of Education, is a rich source of information on how students financed their undergraduate degrees and on their careers and graduate school status one and four years after graduation.
Link: View Full Text

Print Bibliography: HyperLink 

Is this item's link broken? Report Broken Link

Associated Keywords:
Affordability, Tuition and College Costs
Borrowing/Student Debt
Career Development
Documents
Financial Aid

Similar Items:
Constrained after college: Student loans and early career occupational choices
The global state of higher education and the rise of private finance
Dealing with debt: 1992-93 bachelor's degree recipients 10 years later
Balancing acts: How high school counselors view risks and opportunities of student loans
Student debt and the class of 2005: Average debt by state, sector, and school
Debt burden: Repaying student debt
Borrowers who drop out: A neglected aspect of the college student loan trend
Private loans and choice in financing higher education
The burden of borrowing: A report on the rising rates of student debt
Federal student loan debt:1993-2004
Student financing of undergraduate education: 1999-2000
Higher education, higher cost and higher debt: Paying for college in the future
Paying for college: The rising cost of higher education
The future of private loans: Who is borrowing and why?
State tuition, fees, and financial assistance policies for public colleges and universities, 2005-06
The money manual: A personal finance guide from the Hispanic Scholarship Fund
Paying back, not giving back: Student debt's negative influence on public service career opportunities
Do loans increase college access and choice? Examining the introduction of universal student loans
Denied: Community college students lack access to affordable loans
Trends in student aid 2008
Promise lost: College-qualified students who don't enroll in college
Trends in college pricing 2008
Education Finance Council (EFC)'s financial literacy homepage
A college access contract
Income and financial aid effects on persistence and degree attainment in public colleges
Graduating with debt: The biggest threat to young American's financial well-being?
2003 Status report on the federal education loan programs
Trends in student aid 2005
Global debt patterns: An international comparison of student loan burdens and repayment conditions
Life after high school: Young people talk about their hopes and prospects
When saving means losing: Weighing the benefits of college-savings plans
Paying for college: Changes between 1990 and 2000 for full-time dependent undergraduates
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for 2003-04 by type of institution
Getting ready to pay for college: What students and their parents know about the cost of college tuition and what they are doing to find out
Unequal opportunity: Disparities in college access among the 50 states
Left behind: Unequal opportunity in higher education.
Empty promises: The myth of college access in America
The role of finances in the persistence process.: A structural model
Access and persistence: Winter 2006
Student financing of undergraduate education 2003-04, with a special analysis of the net price of attendance and federal education tax benefits
The impact of advice on price: Evidence from research
Funding education beyond high school
State higher education finance: FY 2003
Student financing of graduate and first professional education: 1999-2000
What colleges contribute: Institutional aid to full-time undergraduates attending four-year colleges and universities
How families of low- and middle-income undergraduates pay for college: Full-time dependent students in 1999-2000
Breaking through the barriers to college: Empowering low-income communities, schools, and families for college opportunity and student financial aid
Quick facts about student debt
A research agenda for the study of the effects of borrowing and the prospects of indebtedness on students' college-going choices
Financing graduate education: A guide for prospective students
The debt explosion among college graduates
Student loan forgiveness programs
Student debt and the class of 2006
Education Finance Council
Federal Aid First
Cashing in or cashing out: Tools for measuring the effectiveness and outcomes of financial aid events
Fulfilling the Commitment: Recommendations for Reforming Federal Student Aid
What is the price of college? Total, net, and out of pocket prices in 2007-08
Student Aid Simplification: Looking Back and Looking Ahead
What We Must Do To Create a System That Prepares Students for College Success
Rising Tuition and Enrollment in Public Higher Education
Second to none in attainment, discovery, and innovation: The national agenda for higher education
How the borrowing process works
Strengthening financial aid policies for low-income working adults
Early and often: Designing a comprehensive system of financial aid information
The credit crunch and student loans: Don't react before getting the facts
Financial aid pledges to reduce student debt (list of colleges and universities reducing or eliminating student loans for low-income families)
Project on student debt: State by state data
Helping families finance college: Improved student loan disclosures and counseling
Hidden in plain sight: Adult learners forge a new tradition in higher education
Improving educational opportunties for students who work
Realizing the college dream (English and Spanish versions)
Promising practices: School to career and postsecondary education for foster care youth
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families (Spanish version)
Georgia's HOPE scholarship and minority and low-income students: Program effects and proposed reforms
Promise abandoned: How policy choices and institutional practices restrict college opportunity
State of college admission 2006
Changes in patterns of prices and financial aid
College on credit: How borrowers perceive their education debt
Student debt: Bigger and bigger
Undergraduate students and credit cards 2004: An analysis of usage rates and trends
Alliance Bernstein College Savings Crunch
Cutting interest rates, lowering student loan debt: An analysis of the congressional proposal to cut student loan interest rates in half
No way out: Student loans, financial distress, and the need for policy reform
Debt burden: A comparison of 1992-93 and 1999-2000 bachelor's degree recipients a year after graduating
What students pay for college: Changes in net price of college attendance between 1992-93 and 1999-2000
First generation college students: A literature review
Reframing the student loan costing debate: The benefits of competition
1992-93 Bachelor's degree recipients and their opinions about education in 2003
Working their way through college: Student employment and its impact on the college experience
Contending with financial inequality
Discounting toward disaster: Tuition discounting, college finances, and enrollments of low-income undergraduates
The role of student loans in college access
Student debt levels continue to rise: Stafford indebtedness: 1999 update
Preserving access with excellence: Financing for rural community colleges
State financial aid: Policies to enhance articulation and transfer
The access challenge: Rethinking the causes of the new inequality
Basic facts about in-state tuition for undocumented immigrant students
Private scholarships count: Access to higher education and the critical role of the private sector
Do grants matter?
Rhetoric and reality: Effects and consequences of the HOPE scholarship
Network news: Focus on finance policy, access, and affordability
The student aid gauntlet: Making access to college simple and certain
ACSFA policy brief: The toolbox and student aid policy
Project on student debt.org
Lumina Foundation focus: Dreams detoured: Rising college costs alter plans and threaten futures
Addressing student loan repayment burdens: Strengths and weaknesses of the current system
Missed opportunities revisited: New information on students who do not apply for financial aid
Cultural barriers to incurring debt: An exploration of borrowing and impact on access to postsecondary education
Crucial choices: How students financial decisions affect their academic success
Show us the money: Low-income students, families, and financial aid
Parents are too optimistic about scholarships
Destination university: A guide to college for students and their families (English Version)
Destination university: A guide to college for students and their families (Spanish Version)
Federal Pell Grant program of the Higher Education Act: Background and reauthorization
Hitting home: Quality, cost, and access challenges confronting higher education today
On the road to college: Developing mobile and regional outreach services
A test of leadership: Charting the future of U.S. higher education
Campus-based student financial aid programs under the higher education act
California policy options to accelerate Latino success in higher education
Developing your vision while attending college
Forming a college-going community in U.S. public high schools
Postsecondary success begins with high school preparation
College affordability for students from low and lower-middle income families
Alabama: Featured facts from the SREB Fact Book on higher education
Project stepping stone: A college preparation program for Hispanic youth
2008-09 EFC (Expected Family Contribution) Formula Guide
IBRinfo.org
Back to College (Back2College)
What every college access practitioner should know about: Economic diversity in Indiana and U.S. colleges and universities
A matter of trust: Ten key insights from recent public opinion research on attitudes about education among Hispanic parents
Helping community college students cope with financial emergencies: Lessons from the Dreamkeepers and Angel Fund financial aid programs
Ed Fund
Parent expectations and planning for college: Statistical analysis report
Wealth mobility and volatility in black and white
Working too hard to make the grade: How fewer work hours and more financial aid can help California community college students succeed
How America pays for college 2009: A national study by Gallup and Sallie Mae
Paying for college: Distinguishing between cost and price
State tuition, fees, and financial assistance policies for public colleges and universities, 2010-11
Seizing the Measurement Moment
Completing College: Assessing Graduation Rates at Four Year Colleges
Getting What We Pay For: State Community College Strategies that Low-Income, Lower-Skilled Students
Putting money on the table: Information, financial aid, and access to college
Drowning in debt: The emerging student loan crisis
A profile of successful Pell Grant recipients: Time to Bachelor's degree and early graduate school enrollment
2007-08 National postsecondary student aid study (NPSAS:08): Student financial aid estimates for 2007-08
From assets to school outcomes: How finances shape children's perceived possibilities and intentions
Apply to Succeed: Ensuring community college students benefit from need-based financial aid
Student debt and the class of 2007
The Student Guide for High School Seniors/College Students
Actuarial Scholarships for Minority Students
AMS Scholarships and Fellowships
Development Fund for Black Students in Science and Technology Scholarships
Reaching higher with Ivy Tech Community College of Indiana: Focusing on the roll of community colleges
The growing imbalance: Recent trends in U.S. postsecondary education finance
Helping low-wage workers persist in education programs
Course-taking patterns and preparation for postsecondary education in California's public university systems among minority youth
Second to none in attainment, discovery, and innovation: The national agenda for higher education
Association of American Indian Affairs (AAIA)
Economic state of young America
Voces (Voices): A profile of today's Latino college students
College planning resource directory
Low-income students and college success: More than money
The costs and benefits of an excellent education for all of America's children
Indiana's guide to paying for college: Step-by-step tips to help high school seniors apply for financial aid
Indiana's guide to paying for college
The Chafee Educational and Training Voucher (ETV) program: Six states experiences
2006-2007 National directory of scholarships, internships, and fellowships for Latino youth
Parent primer on career exploration
Education watch Florida: Key education facts and figures 2004
Education watch Florida: Key education facts and figures 2006
Back to school: Federal student aid policy and adult college enrollment
Achievement trap: How America is failing millions of high-achieving students from lower-income families
Fifty states of achieving the dream: State policies to enhance access to community colleges across the United States
State grant aid and it's effects on students' college choices
Wrestling rising costs with innovation
Student charges and financial aid: 2006-07
Black college dollars: 2007-2008 Directory of scholarships for African-American students
Green lights and red tape: Improving access to financial aid at California's community colleges
The CollegeKeys Compact: Getting ready, getting in, and getting through college: Expanding options for low-income students
Orphan Foundation of America
Financialaidtips.org
Fund Your Future: Student Financial Aid Workbook
Mission: Possible!
Is college right for your child?: How to weigh the pros and cons
Alfred P. Sloan Foundation graduate scholarship program
Federal Student Aid (FSA)
Return on investment: Educational choices and demographic change in California's future
Closing the gaps by 2015: The Texas higher education plan
Texas public universities' data and performance report: Part A
Institutional Student Profiles Fall 2006 for the State of Alabama
Education watch Alabama: Key education facts and figures 2004
Education watch Alabama: Key education facts and figures 2006
Generation broke: The growth of debt among young Americans
California Community Colleges: Making them stronger and more affordable
College grants on a postcard: A proposal for simple and predictable federal student aid
What every student should know about financial aid
Finding the right college for you
Can you spot a scholarship scam? Be a smart consumer
Update: State policies regarding in-state tuition for undocumented students
Profile of undergraduates in U.S. postsecondary education institutions: 2003-04, With a special analysis of community college students
A whole 'nother world: Students navigating community college
Opening the door to the American Dream: Increasing higher education access and success for immigrants
Failing grades? American families and their college savings efforts
An exploration of what we know about the formation and impact of perceptions of college prices, student aid, and the affordability of college-going and a prospectus for future research
Trends in college pricing 2006
NDSFA: Getting the most out of federal aid spending -- encouraging colleges and universities to promote the common good
Federal Pell Grants: Implications of increasing the maximum reward
Making opportunity affordable: Reinvesting in college access and success
Transitions to college: From theory to practice
The student debt dilemma: Debt aversion as a barrier to college access
A step toward college success: Assessing attainment among Indiana's Twenty-first Century Scholars
The challenges of financial aid awareness and college access
Financial access: What it is, what it isn't, and how to educate people about it
Diversity and persistence in Indiana higher education: The impact of preparation, major choices, and financial aid
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families
Characteristics of undergraduate borrowers: 1999-2000
Grants for students: What they do, why they work
The school to college transition: Challenges and prospects
Policy for progress: Reaffirming California higher education accessibility, affordability, and accountability into the 21st century
College access in Indiana and the United States: A 2005 status report
Student loan forbearance and its relationship to default
A deficit of understanding: Confronting the funding crisis in higher education and the threat to low-income and minority access
Workforce contingent financial aid: How states link financial aid to employment
Reorienting the HEA reauthorization to reflect what research-based knowledge says about what works
A closer look at the President's proposal for changes in student assistance
Work first, study second: Adult undergraduates who combine employment and postsecondary enrollment
Equal access to postsecondary education? The case of undocumented immigrant students
Policies in sync: Appropriations, tuition, and financial aid in higher education
Financing higher education
Accounting for state student aid: How state policy and student aid connect