Home Home
Annotated Bibliography

Author(s):Rethinking Student Aid Study Group
Title:Fulfilling the Commitment: Recommendations for Reforming Federal Student Aid
Source:http://professionals.collegeboard.com/profdownl...
Date:September 2008
Organization:The College Board
Short Description:Report from the Rethinking Student Aid Study Group. Recommends wholesale changes to student aid including no FAFSA, direct eligibility for Pell based on averaged IRS income, personal savings accounts funded by the Federal government, and the switching of loan subsidies to be based on after school circumstances.
Annotation:Report recommends eliminating the FAFSA and relying on the IRS to provide average income information directly to ED for determination of a Pell award based soley on income and family size without reagrd to cost of attendance. Recommends Pell amaount notification as automatic with tax filing and consolidation of all federal grant program into one maximually funded Pell grant. Recommends consolidating all education tax benefits into one refundable tax credit applicable to COA and making all education laod repayment income contingent with graduated payment. Recommends creation of interest bearing savings accounts for children whose parent's income would qualify them for Pell grants. Recommends strengthening LEAP to use a carrot to encourage states to support proposed changes.
Link: View Full Text

Print Bibliography: HyperLink 

Is this item's link broken? Report Broken Link

Associated Keywords:
Affordability, Tuition and College Costs
Borrowing/Student Debt
College Access
FAFSA Simplification
Financial Aid
Pell Grants
Policy
Simplification

Similar Items:
Federal Pell Grant program of the Higher Education Act: Background and reauthorization
Campus-based student financial aid programs under the higher education act
2007 Status report on the Pell Grant program
Federal Pell Grants: Implications of increasing the maximum reward
College grants on a postcard: A proposal for simple and predictable federal student aid
Trends in student aid 2008
Easy money: How congress could increase federal student aid funding at no additional cost to taxpayers
Funding education beyond high school
Student financing of undergraduate education 2003-04, with a special analysis of the net price of attendance and federal education tax benefits
A research agenda for the study of the effects of borrowing and the prospects of indebtedness on students' college-going choices
Strengthening financial aid policies for low-income working adults
The effectiveness of student aid policies: What the research tells us
Window of opportunity: Targeting federal grant aid to students with the lowest incomes
Higher education, higher cost and higher debt: Paying for college in the future
Student Aid Simplification: Looking Back and Looking Ahead
Going to the source: A practical way to simplify the FAFSA
Back to school: Federal student aid policy and adult college enrollment
What every college access practitioner should know about: Economic diversity in Indiana and U.S. colleges and universities
Second to none in attainment, discovery, and innovation: The national agenda for higher education
Do loans increase college access and choice? Examining the introduction of universal student loans
Georgia's HOPE scholarship and minority and low-income students: Program effects and proposed reforms
Breaking through the barriers to college: Empowering low-income communities, schools, and families for college opportunity and student financial aid
Convergence: Trends threatening to narrow college opportunity in America
Cultural barriers to incurring debt: An exploration of borrowing and impact on access to postsecondary education
Access denied: Restoring the nation’s commitment to equal educational opportunity
The student aid gauntlet: Making access to college simple and certain
Do grants matter?
2003 status report on the Pell grant program
Challenging times, clear choices: An action agenda for college access and success
Unequal opportunity: Disparities in college access among the 50 states
Rhetoric and reality: Effects and consequences of the HOPE scholarship
Network news: Focus on finance policy, access, and affordability
Policy for progress: Reaffirming California higher education accessibility, affordability, and accountability into the 21st century
The role of student loans in college access
College affordability: Overlooked long-term trends and recent 50 state patterns
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for 2003-04 by type of institution
2003 Status report on the federal education loan programs
Student financing of undergraduate education: 1999-2000
Trends in student aid 2005
Global debt patterns: An international comparison of student loan burdens and repayment conditions
State tuition, fees, and financial assistance policies for public colleges and universities, 2005-06
Recession, retrenchment, and recovery: State higher education funding and student financial aid
Promise abandoned: How policy choices and institutional practices restrict college opportunity
Education Finance Council
Academic competitiveness grant
2007 Survey of parents of college-bound freshman
2008-09 EFC (Expected Family Contribution) Formula Guide
Denied: Community college students lack access to affordable loans
Helping community college students cope with financial emergencies: Lessons from the Dreamkeepers and Angel Fund financial aid programs
How America pays for college 2009: A national study by Gallup and Sallie Mae
Hopes & hurdles: California foster youth and college financial aid
Second to none in attainment, discovery, and innovation: The national agenda for higher education
Federal Student Aid (FSA)
Constrained after college: Student loans and early career occupational choices
Federal student aid need analysis: Background and selected simplification issues
Improving educational opportunties for students who work
Income and financial aid effects on persistence and degree attainment in public colleges
What is the price of college? Total, net, and out of pocket prices in 2007-08
Getting What We Pay For: State Community College Strategies that Low-Income, Lower-Skilled Students
Opportunity adrift: Our flagship universities are straying from their public mission
No way out: Student loans, financial distress, and the need for policy reform
Paying back, not giving back: Student debt's negative influence on public service career opportunities
Student debt and the class of 2005: Average debt by state, sector, and school
State grant aid and it's effects on students' college choices
The global state of higher education and the rise of private finance
In-state tuition for undocumented immigrants: States' rights and educational opportunity
A college access contract
College affordability for students from low and lower-middle income families
Willing and Able, But Not Eligible
Trends in college pricing 2008
IDA pays: A missing piece of the access puzzle
Stronger department of education oversight needed to help ensure only eligible students receive federal student aid
An Overview of Tax Benefits for Higher Education Expenses
The Chafee Educational and Training Voucher (ETV) program: Six states experiences
Orphan Foundation of America
Taxing matters
Making opportunity affordable: Reinvesting in college access and success
Access and persistence: Winter 2006
ACSFA policy brief: The toolbox and student aid policy
Reframing the student loan costing debate: The benefits of competition
What students pay for college: Changes in net price of college attendance between 1992-93 and 1999-2000
The student debt dilemma: Debt aversion as a barrier to college access
Missed opportunities revisited: New information on students who do not apply for financial aid
Reorienting the HEA reauthorization to reflect what research-based knowledge says about what works
Private loans and choice in financing higher education
Policies in sync: Appropriations, tuition, and financial aid in higher education
Empty promises: The myth of college access in America
Borrowers who drop out: A neglected aspect of the college student loan trend
When saving means losing: Weighing the benefits of college-savings plans
A deficit of understanding: Confronting the funding crisis in higher education and the threat to low-income and minority access
Discounting toward disaster: Tuition discounting, college finances, and enrollments of low-income undergraduates
Lumina Foundation focus: Restricted access: The doors to higher education remain closed to many deserving students
Access for all? Debating in-state tuition for undocumented alien students
Held back: How student aid programs fail working adults
Private scholarships count: Access to higher education and the critical role of the private sector
The school to college transition: Challenges and prospects
The role of finances in the persistence process.: A structural model
Debts and decisions: Student loans and their relationship to graduate school and career choice
Trends in student aid 2003
Debt burden: Repaying student debt
A closer look at the President's proposal for changes in student assistance
Improving lives through higher education: Campus programs and policies for low-income adults
Affordability of postsecondary education: Equity and adequacy across the 50 states
Paying for college: Changes between 1990 and 2000 for full-time dependent undergraduates
Accounting for state student aid: How state policy and student aid connect
Student financing of graduate and first professional education: 1999-2000
How families of low- and middle-income undergraduates pay for college: Full-time dependent students in 1999-2000
Show us the money: Low-income students, families, and financial aid
State higher education finance: FY 2004
Lumina Foundation focus: Dreams detoured: Rising college costs alter plans and threaten futures
Early financial aid commitment: Response to Indiana's education roundtable
Cutting interest rates, lowering student loan debt: An analysis of the congressional proposal to cut student loan interest rates in half
Promising practices: School to career and postsecondary education for foster care youth
The future of private loans: Who is borrowing and why?
A test of leadership: Charting the future of U.S. higher education
Project on student debt.org
Tuition discounting: Not just a private college practice
California trends in student aid: 1994-95 to 2003-04
Financial aid pledges to reduce student debt (list of colleges and universities reducing or eliminating student loans for low-income families)
State merit aid programs: Responses by Florida community colleges
IBRinfo.org
Federal Aid First
The growing imbalance: Recent trends in U.S. postsecondary education finance
Tuition equity legislation: Investing in Colorado high school graduates through equal opportunity to postsecondary education
The challenge to the states: Preserving college access and affordability in a time of crisis
Financial aid in theory and practice
Characteristics of private student loan borrowers who do not use federal education loans
What is Known About the Impact of Financial Aid? Implications for Policy
What are they and how do I use them? Strategies and tools to increase and improve filing of the federal Hope and Lifetime Learning education tax credits by low-income filers
The Benwood plan: A lesson in comprehensive teacher reform
State higher education finance: 2007
Balancing acts: How high school counselors view risks and opportunities of student loans
Financing graduate education: A guide for prospective students
FAFSA: Free Application for Federal Student Aid
Helping families finance college: Improved student loan disclosures and counseling
The CollegeKeys Compact: Getting ready, getting in, and getting through college: Expanding options for low-income students
Fifty states of achieving the dream: State policies to enhance access to community colleges across the United States
Student debt and the class of 2006
Project on student debt: State by state data
Cashing in or cashing out: Tools for measuring the effectiveness and outcomes of financial aid events
California Community Colleges: Making them stronger and more affordable
Student loan forgiveness programs
The campus-based financial aid programs: A review and analysis of the allocation of funds to institutions and the distribution of aid to students
Student debt: Bigger and bigger
Parents are too optimistic about scholarships
The debt explosion among college graduates
College access and tax credits
California policy options to accelerate Latino success in higher education
Hidden in plain sight: Adult learners forge a new tradition in higher education
Drowning in debt: The emerging student loan crisis
Completing College: Assessing Graduation Rates at Four Year Colleges
Promoting Full-Time Attendance Among Adults in Community College
Putting money on the table: Information, financial aid, and access to college
2010 Tuition Fees and Financial Aid Report
The (un)changing face of the Ivy League
What every student should know about financial aid
Straight from the source: What works for first-generation college students
Demography is not destiny: Increasing the graduation rates of low-income college students at large public universities
Undergraduate students and credit cards 2004: An analysis of usage rates and trends
College on credit: How borrowers perceive their education debt
Consolidation loans: Redesign options and considerations
Student loans and public accountability
Voces (Voices): A profile of today's Latino college students
College Board scholarship search
The Sallie Mae Fund
Forming a college-going community in U.S. public high schools
National Association of Student Financial Aid Administrators (NASFAA)
Opening doors to earning credentials: Impressions of community college access and retention from low-wage workers
Wealth mobility and volatility in black and white
Economic state of young America
Promise lost: College-qualified students who don't enroll in college
Apply to Succeed: Ensuring community college students benefit from need-based financial aid
College access and success state data
Federal access policies and higher education for working adults
A profile of successful Pell Grant recipients: Time to Bachelor's degree and early graduate school enrollment
Campus commons? What faculty, financial officers, and other think about controlling college costs
The feasibility of streamlining aid for college through the tax system
Federal student aid formula: Cost-of-living adjustment could increase aid to a small percentage of students in high-cost areas but could also further complicate aid process
Trends in student aid 2009
Transition matters: Community college to bachelor's degree
The impacts of regular Upward Bound: Results from the third follow-up data collection
A mission of the heart: What does it take to transform a school?
Condition of education 2008
Gates Millennium Scholars Scholarships
In-state tuition for undocumented immigrants
The costs and benefits of an excellent education for all of America's children
Reaching higher with Ivy Tech Community College of Indiana: Focusing on the roll of community colleges
Indiana Chafee Education and Training Voucher (ETV) Program
Paying for college: The rising cost of higher education
An exploration of what we know about the formation and impact of perceptions of college prices, student aid, and the affordability of college-going and a prospectus for future research
Position paper on the reauthorization of higher education act
State of decline? Gaps in college access and achievement call for renewed commitment to educating Californians
Mortgaging our future: How financial barriers to college undercut America's global competitiveness
Recession, retrenchment, and recovery: State higher education funding and student financial aid volume II
Changes in patterns of prices and financial aid
NDSFA: Recommendations for improving federal aid delivery
NDSFA: State financial aid and college access
Do merit scholarships promote college access? Evidence from two states
The money manual: A personal finance guide from the Hispanic Scholarship Fund
The state of college affordability in Indiana
Net price to family for dependent and independent undergraduate students by institutional type/control and parental income quartiles, 2004
Financial access: What it is, what it isn't, and how to educate people about it
Merit aid and college access
Dealing with debt: 1992-93 bachelor's degree recipients 10 years later
The challenges of financial aid awareness and college access
Federal student loan debt:1993-2004
Addressing student loan repayment burdens: Strengths and weaknesses of the current system
The impact of demographic changes on higher education
Education as crime prevention: Reinstating Pell Grant eligibility for the incarcerated
State higher education finance: FY 2003
Public attitudes on higher education
How Latino students pay for college: Patterns of financial aid in 2003-04
Student aid and postsecondary tax preferences: Limited research exists on the effectiveness of tools to assist students and families through Title IV student aid and tax preferences
A step toward college success: Assessing attainment among Indiana's Twenty-first Century Scholars
The affordability of university education: A perspective from both sides of the 49th parallel
35th Annual survey report on state-sponsored student financial aid: 2003-04 Academic year
Debt burden: A comparison of 1992-93 and 1999-2000 bachelor's degree recipients a year after graduating
Equal access to postsecondary education? The case of undocumented immigrant students
Financing higher education
Hope works: Student use of education tax credits.
The burden of borrowing: A report on the rising rates of student debt
Socioeconomic status, race/ethnicity, and selective college admissions
Preserving access with excellence: Financing for rural community colleges
Student debt levels continue to rise: Stafford indebtedness: 1999 update
Left behind: Unequal opportunity in higher education.
College access in Indiana and the United States: A 2005 status report
The policy of choice: Expanding student options in higher education
Workforce contingent financial aid: How states link financial aid to employment
Who should we help? The negative social consequences of merit aid scholarships
The access challenge: Rethinking the causes of the new inequality
Expanding college access: The impact of state finance strategies
College affordability in jeopardy: The rising price of higher education
Myths and realities for undocumented students attending U.S. colleges and universities
No merit in these scholarships
Changes in Pell grant utilization at Indiana Title IV institutions from 1992 to 2003
Global higher education rankings: Affordability and accessibility in comparative perspective
Indiana dollars for scholars
Lumina Foundation for Education
Postsecondary education opportunity
Advisory committee on student financial assistance
Early commitment financial aid programs
What colleges contribute: Institutional aid to full-time undergraduates attending four-year colleges and universities
Foster youth: Funding for college
Course corrections: Experts offer solutions to the college cost crisis
Questions that matter: Setting the research agenda on access and success in postsecondary education
The link between high school reform and college access and success for low-income and minority youth
Policy on dual credit courses taught in high schools by high school faculty
Beyond the 49th parallel II: The affordability of university education
Access and persistence: Summer 2005
The NASFAA journal of student financial aid
More on affordability: Response to Tom Mortenson
Twenty-first Century Scholars Program
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families (Spanish version)
NDSFA: The financial aid partnership
Opening doors: Promoting student success in community college and beyond
Postsecondary Education English Spanish Glossary
Financial aid issues for students from low income families
Doors of opportunity opening or closing: We are using tax credits and tuition discounts to appease middle-class voters instead of expanding educational opportunity
Characteristics of undergraduate borrowers: 1999-2000
NDSFA: Getting the most out of federal aid spending -- encouraging colleges and universities to promote the common good
NSLDS student access: National sudent loan data system
Documenting the shift to merit
2006-2007 National directory of scholarships, internships, and fellowships for Latino youth
Low-income students and college success: More than money
Overcoming obstacles, optimizing opportunities: State policies to increase postsecondary attainment for low-skilled adults
Raising graduation rates in an era of high standards: Five commitments for state action
Education Finance Council (EFC)'s financial literacy homepage
New England Journal of Higher Education
Project Complete
Counselors and Mentors Handbook on Federal Student Aid: A Guide for Those Helping Students Prepare for Postsecondary Education
Scholarships for Minority Accounting Students
Colleges and universities expand efforts to improve access and affordability
Paying for college: Distinguishing between cost and price
Trends in college pricing 2009
2007-08 National postsecondary student aid study (NPSAS:08): Student financial aid estimates for 2007-08
Given half a chance: The Schott 50 state report on public education and black males
Early and often: Designing a comprehensive system of financial aid information
Indiana's 21st century scholars: A new community college system and college prep curriculum are improving the state's position
Choosing Hispanic Serving Institutions (HSIs): A closer look at Latino students college choices
Funding education beyond high school: The guide to federal student aid 2007-2008
Guia de programas federales de ayuda estudiantil 2007-2008 (The guide to federal student aid)
College access for the working poor: Overcoming burdens to succeed in higher education
Adult learners in higher education: Barriers to success and strategies to improve results
Percent receiving federal financial aid and average amount per recipient
Institutional Student Profiles Fall 2006 for the State of Alabama
Alabama: Featured facts from the SREB Fact Book on higher education
GoCollege
Black college dollars: 2007-2008 Directory of scholarships for African-American students
Green lights and red tape: Improving access to financial aid at California's community colleges
Characteristics of minority-serving institutions and minority undergraduates enrolled in these institutions
Graduating with debt: The biggest threat to young American's financial well-being?
Alliance Bernstein College Savings Crunch
Tuition and fees in public higher education in the West
A multi-institution analysis of the effects of campus-based financial aid on student persistence at public four-year institutions
Update: State policies regarding in-state tuition for undocumented students
Returning to our roots: Student access
AB 540 is a change in the law: Higher education is now more affordable for California's immigrant students
Realizing the college dream (English and Spanish versions)
Financial aid glossary: Some terms you may enounter on the road
Closing educational achievement gaps for Latino/a students in Utah
Policy indicators for higher education WICHE states
Costs, prices, and affordability
Transfer access to elite colleges and universities in the United States: Threading the needle of the American dream
Dollars for degrees: Financial aid and its impact on post-secondary degree completion in Texas
Student Debt and the Class of 2010, November 2011
Toward more inclusive college savings plans: Sample state legislation