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Author(s):Carey, K., and Dillon, E
Title:Drowning in debt: The emerging student loan crisis
Source:http://www.educationsector.org/usr_doc/CYCT_Stu...
Date:2009
Organization:Education Sector
Short Description:This report contends that if high college costs continue to force students to borrow more money and take on riskier (private) loans the consequences will be severe: reduced access to higher education, diminished life choices, and increasing rates of catastrophic loan default.
Annotation:The price of attending a public university doubled, after inflation, over the last two decades, and family income and student financial aid haven’t kept pace. As a result, students have no choice but to borrow, and more college students are borrowing more money than ever before. A new analysis of federal financial aid records reveals students are taking on more of the riskiest debt: unregulated private student loans. Minority college students appear to be borrowing a disproportionate share. If this continues, the consequences will be severe: reduced access to higher education, diminished life choices, and increasing rates of catastrophic loan default.
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Associated Keywords:
Borrowing/Student Debt
Documents
Low-Income Students
Minority/Race/Ethnicity
National Perspectives

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